


H G 








Book. ^*3- 

GopigM 



COHfRIGHT DEPOSIT. 



INTEREST TABLES 

FOR 

SMALL LOANS 



TABLES 



SHOWING THE AMOUNT OF INTEREST AT THE 
RATES OF 1, 1#, 2, %% % 3 AND 3^% PER MONTH 
ON SUMS OF 50 CENTS TO $300 FOR PERIODS OF 
ONE DAY TO THIRTY DAYS 



ALSO TABLES SHOWING THE AMOUNT OF INTEREST 
AT THESE RATES ON LOANS OF $10 TO $300 PAYABLE 
IN 4, 6, 8, 10 AND 12 EQUAL MONTHLY INSTALMENTS 

AND 

FORMULAE FOR CALCULATING INTEREST AND 
DISCOUNT ON LOANS REPAID IN EQUAL PERIODIC 
INSTALMENTS 



BY 

ARTHUR H. HAM 

DIRECTOR, DIVISION OF REMEDIAL LOANS 
RUSSELL SAGE FOUNDATION 



Price, $4.00 



THE SPECTATOR COMPANY 

Chicago Office 135 William Street 

Insurance Exchange NEW YORK 



■Hi 



copyright, 1917, by 
thb spectator company 

NEW YORK 



MAY -2 1917 

©aA4C0548 



t- 



PREFACE 

These Tables have been prepared to meet the demand on the part of 

small lenders on chattel mortgages and wage assignments, pawnbrokers, 

/2 credit unions and other small money-lending agencies for Interest Tables at 

certain rates of interest, on certain amounts and for certain periods of time 

not covered by the usual bond and interest tables. 

The complete Tables have been examined and approved by the organ- 
izations and official state departments named below. In letters to the author 
the writers say: 



THE NATIONAL FEDERATION OF REMEDIAL LOAN ASSOCIATIONS. 

They will be invaluable for any loan company making small loans and I feel 
quite confident that there will be a large demand for them. The National Federation 
of Remedial Loan Associations has been canvassed on the subject and the members 
feel that these Tables should receive the heartiest approval. 

The National Federation of Remedial Loan Associations, 

Charles H. Brown, Jr., 

Chairman. 



AMERICAN ASSOCIATION OF SMALL LOAN BROKERS. 

The American Association of Small Loan Brokers believes that the Interest Tables 
which you are preparing will serve a very useful purpose, and recommends their use, 
when published, by licensed small loan brokers. 

American Association of Small Loan Brokers, 

C. G. Mueller, 
National Chairman. 



DEPARTMENT OF SUPERVISOR OF LOAN AGENCIES, STATE OF 

MASSACHUSETTS. 

I heartily approve of them and should think they would be of almost inestimable 
convenience to those having occasion to use them. 

Pursuant to your request, I am returning the tables after having given them, 
careful consideration. 

Frank H. Pope, 
Supervisor of Loan Agencies. 



BANKING DEPARTMENT OF STATE OF NEW JERSEY. 

Tables of the kind will undoubtedly serve a very useful purpose, and this Depart- 
ment takes pleasure in approving the same and their use by small loan brokers. 

Thos. K. Johnston, 
Deputy Commissioner. 

in 



Other leading State Banking Departments have advised the compiler, 
after having had the opportunity to inspect the Tables appearing in the fol- 
lowing pages, that they approve them as calculated to be very useful, if not 
absolutely necessary, to small loan brokers, in computing interest. 

Numerous other loan associations predict that the Tables will supply a 
considerable demand and be of much value to all those interested in 
computing interest on small loans, including the Indiana Association of 
Licensed Small Loan Brokers, the Pennsylvania Association of Licensed 
Small Loan Brokers and many chattel mortgage and wage assignment asso- 
ciations, pawnbrokers, credit unions and small loan associations generally. 
The officials of these have stated their gratification in having the author 
compile, and the publishers produce, a series of Interest Tables especially 
for the use of small loan associations. 

The publishers know of no other series of Tables that meets the require- 
ments of small money-lenders and it is in response to repeated requests for 
such Tables that these have been prepared and are now offered for sale. 

The Formulae for calculating interest and discount on loans payable in 
equal daily, weekly, monthly or other periodic instalments will be particularly 
useful to officials charged with the administration and enforcement of laws 
regulating the small loan business. 

The cost of producing a book of this nature and the limited market for 
it has necessitated a price of $4.00 per copy. 

THE SPECTATOR COMPANY. 



IV 





INTEREST AT ONE PERCENT ( 1 %) PER MONTH ON AMOUNTS OF 50 CENTS 
TO $10 FOR 1 TO 30 DAYS 






INTEREST ON 






CO 

>> 


$0.50 


$1 


$2 


$3 


$4 


$5 


$6 


$7 


$8 


$9 


$10 


CO 

Q 




1 


$ 
.00 


$ 

.00 


.00 


$ 

.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.00 


1 




2 


.00 


.00 


.00 


.00 


.00 


.00 


.00 


.00 


.01 


.01 


.01 


2 




3 


.00 


.00 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.01 


3 




4 


.00 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.01 


.01 


4 




5 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.01 


.02 


.02 


5 




6 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


6 




7 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


.02 


7 




8 


.00 


.00 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


.02 


.03 


8 




9 


.00 


.00 


.01 


.01 


.01 


.02 


.02 


.02 


.02 


.03 


.03 


9 




10 


.00 


.00 


.01 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.03 


10 




11 


.00 


.00 


.01 


.01 


.01 


.02 


.02 


.03 


.03 


.03 


.04 


11 




12 


.00 


.00 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.04 


.04 


12 




13 


.00 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.03 


.04 


.04 


13 




14 


.00 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


14 




15 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


.05 


15 




16 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


.05 


16 




17 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.05 


.05 


.06 


17 




18 


.00 


.01 


.01 


.02 


.02 


.03 


.04 


.04 


.05 


.05 


.06 


18 




19 


.00 


.01 


.01 


.02 


.03 


.03 


.04 


.04 


.05 


.06 


.06 


19 




20 


.00 


.01 


.01 


.02 


.03 


.03 


.04 


.05 


.05 


.06 


.07 


20 




21 


.00 


.01 


.01 


.02 


.03 


.04 


.04 


.05 


.06 


.06 


.07 


21 




22 


.00 


.01 


.01 


.02 


.03 


.04 


.04 


.05 


.06 


.07 


.07 


22 




23 


.00 


.01 


.02 


.02 


.03 


.04 


.05 


.05 


.06 


.07 


.08 


23 




24 


.00 


.01 


.02 


.02 


.03 


.04 


.05 


.06 


.06 


.07 


.08 


24 




25 


.00 


.01 


.02 


.03 


.03 


.04 


05 


.06 


.07 J 


.08 


.08 


25 




26 


.00 


.01 


.02 


.03 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


26 




27 


.00 


.01 


.02 


.03 


.04 


.05 


.05 


.06 


.07 


.08 


.09 


27 




28 


.00 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.07 


.08 


.09 


28 




29 


.00 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


29 




30 


.01 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


30 





INTEREST AT ONE PERCENT (1%) PER MONTH ON AMOUNTS OF $15 
TO $75 FOR I TO 30 DAYS 



CO 

>> 
Q 


INTEREST ON 


CO 

>■> 
Ed 

p 


$15 


$20 


$25 


$30 


$35 


$40 


$45 


$50 


$55 


$60 


$65 


$70 


$75 


1 


$ 
.01 


$ 

.01 


$ 

.01 


$ 

.01 


$ 
.01 


$ 
.01 


$ 
.02 


$ 

.02 


.02 


S 
.02 


S 
.02 


s 

.02 


S 
.03 


1 


2 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.03 


.04 


.04 


.04 


.05 


.05 


2 


3 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


.05 


.06 


.06 


.07 


.07 


.08 


3 


4 


.02 


.03 


.03 


.04 


.05 


.05 


.06 


.07 


.07 


.08 


.09 


.09 


.10 


4 


5 


.03 


.03 


.04 


.05 


.06 


.07 


.08 


.08 


.09 


.10 


.11 


.12 


.13 


5 


6 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


.11 


.12 


.13 


.14 


.15 


6 


7 


.04 


.05 


.06 


.07 


.08 


.09 


.11 


.12 


.13 


.14 


.15 


.16 


.18 


7 


8 


.04 


.05 


.07 


.08 


.09 


.11 


.12 


.13 


.15 


.16 


.17 


.19 


.20 


8 


9 


.05 


.06 


.08 


.09 


.11 


.12 


.14 


.15 


.17 


.18 


.20 


.21 


.23 


9 


10 


.05 


.07 


.08 


.10 


.12 


.13 


.15 


.17 


.18 


.20 


.22 


.23 


.25 


10 


11 


.06 


.07 


.09 


.11 


.13 


.15 


.17 


.18 


.20 


.22 


.24 


.26 


.28 


11 


12 


.06 


.08 


.10 


.12 


.14 


.16 


.18 


.20 


.22 


.24 


.26 


.28 


.30 


12 


13 


.07 


.09 


.11 


.13 


.15 


.17 


.20 


.22 


.24 


.26 


.28 


.30 


.33 


13 


14 


.07 


.09 


.12 


.14 


.16 


.19 


.21 


.23 


.26 


.28 


.30 


.33 


.35 


14 


15 


.08 


.10 


.13 


.15 


.18 


.20 


.23 


.25 


.28 


.30 


.33 


.35 


.38 


15 


16 


.08 


.11 


.13 


.16 


.19 


.21 


.24 


.27 


.29 


.32 


.35 


.37 


.40 


16 


17 


.09 


.11 


.14 


.17 


.20 


.23 


.26 


.28 


.31 


.34 


.37 


.40 


.43 


17 


18 


.09 


.12 


.15 


.18 


.21 


.24 


.27 


.30 


.33 


.36 


.39 


.42 


.45 


18 


19 


.10 


.13 


.16 


.19 


.22 


.25 


.29 


.32 


.35 


.38 


.41 


.44 


.48 


19 


20 


.10 


.13 


.17 


.20 


.23 


.27 


.30 


.33 


.37 


.40 


.43 


.47 


.50 


20 


21 


.11 


.14 


.18 


.21 


.25 


.28 


.32 


.35 


.39 


.42 


.46 


.49 


.53 


21 


22 


.11 


.15 


.18 


.22 


.26 


.29 


.33 


.37 


.40 


.44 


.48 


.51 


.55 


22 


23 


.12 


.15 


.19 


.23 


.27 


.31 


.35 


.38 


.42 


.46 


.50 


.54 


.58 


23 


24 


.12 


.16 


.20 


.24 


.28 


.32 


.36 


.40 


.44 


.48 


.52 


.56 


.60 


24 


25 


.13 


.17 


.21 


.25 


.29 


.33 


.38 


.42 


.46 


.50 


.54 


.58 


.63 


25 


26 


.13 


.17 


.22 


.26 


.30 


.35 


.39 


.43 


.48 


.52 


.56 


.61 


.65 


26 


27 


.14 


.18 


.23 


.27 


.32 


.36 


.41 


.45 


.50 


.54 


.59 


.63 


.68 


27 


28 


.14 


.19 


.23 


.28 


.33 


.37 


.42 


.47 


.51 


.56 


.61 


.65 


.70 


28 


29 


.15 


.19 


.24 


.29 


.34 


.39 


.44 


.48 


.53 


.58 


.63 


.68 


.73 


29 


30 


.15 


.20 


.25 


.30 


.35 


.40 


.45 


.50 


.55 


.60 


.65 


.70 


.75 


30 



INTEREST AT ONE PERCENT (1%) PER MONTH ON AMOUNTS OF $80 
TO $300 FOR I TO 30 DAYS 



CO 

>» 

a 

Q 


INTEREST ON 


CO 

>> 

Q 


$80 


$85 


$90 


$95 


$100 


$125 


$150 


$175 


$200 


1 
$225 


$250 


$275 


$300 


1 


$ 
.03 


$ 
.03 


$ 
.03 


$ 
.03 


$ 
.03 


$ 
.04 


$ 
.05 


$ 
.06 


$ 
.07 


$ 
.08 


$ 
.08 


$ 
.09 


$ 
.10 


1 


2 


.05 


.06 


.06 


.06 


.07 


.08 


.10 


.12 


.13 


.15 


.17 


.18 


.20 


2 


3 


.08 


.09 


.09 


.10 


.10 


.13 


.15 


.18 


.20 


.23 


.25 


.28 


.30 


3 


4 


.11 


.11 


.12 


.13 


.13 


.17 


.20 


.23 


.27 


.30 


.33 


.37 


.40 


4 


5 


.13 


.14 


.15 


.16 


.17 


.21 


.25 


.29 


.33 


.38 


.42 


.46 


.50 


5 


6 


.16 


.17 


.18 


.19 


.20 


.25 


.30 


.35 


.40 


.45 


.50 


.55 


.60 


6 


7 


.19 


.20 


.21 


.22 


.23 


.29 


.35 


.41 


.47 


.53 


.58 


.64 


.70 


7 


8 


.21 


.23 


.24 


.25 


.27 


.33 


.40 


.47 


.53 


.60 


.67 


.73 


.80 


8 


9 


.24 


.26 


.27 


.29 


.30 


.38 


.45 


.53 


.60 


.68 


.75 


.83 


.90 


9 


10 


.27 


.28 


.30 


.32 


.33 


.42 


.50 


.58 


.67 


.75 


.83 


.92 


1.00 


10 


11 


.29 


.31 


.33 


.35 


.37 


.46 


.55 


.64 


.73 


.83 


.92 


1.01 


1.10 


11 


12 


.32 


.34 


.36 


.38 


.40 


.50 


.60 


.70 


.80 


.90 


1.00 


1.10 


1.20 


12 


13 


.35 


.37 


.39 


.41 


.43 


.54 


.65 


.76 


.87 


.98 


1.08 


1.19 


1.30 


13 


14 


.37 


.40 


.42 


.44 


.47 


.58 


.70 


.82 


.93 


1.05 


1.17 


1.28 


1.40 


14 


15 


.40 


.43 


.45 


.48 


.50 


.63 


.75 


.88 


1.00 


1.13 


1.25 


1.38 


1.50 


15 


16 


.43 


.45 


.48 


.51 


.53 


.67 


.80 


.93 


1.07 


1.20 


1.33 


1.47 


1.60 


16 


17 


.45 


.48 


.51 


.54 


.57 


.71 


.85 


.99 


1.13 


1.28 


1.42 


1.56 


1.70 


17 


18 


.48 


.51 


.54 


.57 


.60 


.75 


.90 


1.05 


1.20 


1.35 


1.50 


1.65 


1.80 


18 


19 


.51 


.54 


.57 


.60 


.63 


.79 


.95 


1.11 


1.27 


1.43 


1.58 


1.74 


1.90 


19 


20 


.53 


.57 


.60 


.63 


.67 


.83 


1.00 


1.17 


1.33 


1.50 


1.67 


1.83 


2.00 


20 


21 


.56 


.60 


.63 


.67 


.70 


.88 


1.05 


1.23 


1.40 


1.58 


1.75 


1.93 


2.10 


21 


22 


.59 


.62 


.66 


.70 


.73 


.92 


1.10 


1.28 


1.47 


1.65 


1.83 


2.02 


2.20 


22 


23 


.61 


.65 


.69 


.73 


.77 


.96 


1.15 


1.34 


1.53 


1.73 


1.92 


2.11 


2.30 


23 


24 


.64 


.68 


.72 


.76 


.80 


1.00 


1.20 


1.40 


1.60 


1.80 


2.00 


2.20 


2.40 


24 


25 


.67 


.71 


.75 


.79 


.83 


1.04 


1.25 


1.46 


1.67 


1.88 


2.08 


2.29 


2.50 


25 


26 


.69 


.74 


.78 


.82 


.87 


1.08 


1.30 


1.52 


1.73 


1.95 


2.17 


2.38 


2.60 


26 


27 


.72 


.77 


.81 


.86 


.90 


1.13 


1.35 


1.58 


1.80 


2.03 


2.25 


2.48 


2.70 


27 


28 


.75 


.79 


.84 


.89 


.93 


1.17 


1.40 


1.63 


1.87 


2.10 


2.33 


2.57 


2.80 


28 


29 


.77 


.82 


.87 


.92 


.97 


1.21 


1.45 


1.69 


1.93 


2.18 


2.42 


2.66 


2.90 


29 


30 


.80 


.85 


.90 


.95 


1.00 


1.25 


1.50 


1.75 


2.00 


2.25 


2.50 


2.75 


3.00 


30 




INTEREST AT ONE PERCENT (1%) PER MONTH ON LOANS OF $10 TO 
$300 PAYABLE IN FOUR (4) EQUAL MONTHLY INSTALMENTS 





3 


MONTH 


3 






o 
E 




o 
B 




































< 


1 


2 


3 


4 


Total 


< 


















s 


$ 


s 


$ 


S 


$ 


S 


















10 


.10 


.08 


.05 


.02 


.25 


10 


















15 


.15 


.11 


.08 


.04 


.38 


15 


















20 


.20 


.15 


.10 


.05 


.50 


20 


















25 


.25 


.19 


.13 


.06 


.63 


25 


















30 


.30 


.23 


.15 


.07 


.75 


30 


















35 


.35 


.26 


.18 


.09 


.88 


35 


















40 


.40 


.30 


.20 


.10 


1.00 


40 


















45 


.45 


.34 


.23 


.11 


1.13 


45 


















50 


.50 


.37 


.25 


.13 


1.25 


50 


















60 


.60 


.45 


.30 


.15 


1.50 


60 


















70 


.70 


.52 


.35 


.18 


1.75 


70 


















75 


.75 


.56 


.38 


.19 


1.88 


75 


















80 


.80 


.60 


.40 


.20 


2.00 


80 


















90 


.90 


.68 


.45 


.22 


2.25 


90 


















100 


1.00 


.75 


.50 


.25 


2.50 


100 


















125 


1.25 


.94 


.63 


.31 


3.13 


125 


















150 


1.50 


1.13 


.75 


.37 


3.75 


150 


















175 


1.75 


1.31 


.88 


.44 


4.38 


175 


















200 


2.00 


1.50 


1.00 


.50 


5.00 


200 


















225 


2.25 


1.69 


1.13 


.56 


5.63 


225 


















250 


2.50 


1.88 


1.25 


.62 


6.25 


250 


















275 


2.75 


2.06 


1.38 


.69 


6.88 


275 


















300 


3.00 


2.25 


1.50 


.75 


7.50 


300 











INTEREST AT ONE PERCENT (1%) PER MONTH ON LOANS OF $10 TO 
$300 PAYABLE IN SIX (6) EQUAL MONTHLY INSTALMENTS 





-l_> 






MONTH 












O 
















































< 


1 


2 


3 


4 


5 


6 


Total 


< 














$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 














10 


.10 


.08 


.07 


.05 


.03 


.02 


.35 


10 














15 


.15 


.12 


.10 


.08 


.05 


.03 


.53 


15 














20 


.20 


.17 


.13 


.10 


.07 


.03 


.70 


20 














25 


.25 


.21 


.17 


.12 


.08 


.04 


.87 


25 














30 


.30 


.25 


.20 


.15 


.10 


.05 


1.05 


30 














35 


.35 


.29 


.23 


.17 


.12 


.06 


1.22 


35 














40 


.40 


.33 


.27 


.20 


.13 


.07 


1.40 


40, 














45 


.45 


.37 


.30 


.23 


.15 


.08 


1.58 


45 














50 


.50 


.42 


.33 


.25 


.17 


.08 


1.75 


50 














60 


.60 


.50 


.40 


.30 


.20 


.10 


2.10 


60 














70 


.70 


.58 


.47 


.35 


.23 


.12 


2.45 


70 














75 


.75 


.62 


.50 


.38 


.25 


.13 


2.63 


75 














80 


.80 


.67 


.53 


.40 


.27 


.13 


2.80 


80 














90 


.90 


.75 


.60 


.45 


.30 


.15 


3.15 


90 














100 


1.00 


.83 


.67 


.50 


.33 


.17 


3.50 


100 














125 


1.25 


1.04 


.83 


.62 


.42 


.21 


4.37 


125 














150 


1.50 


1.25 


1.00 


.75 


.50 


.25 


5.25 


150 














175 


1.75 


1.46 


1.17 


.87 


.58 


.29 


6.12 


175 














200 


2.00 


1.67 


1.33 


1.00 


.67 


.33 


7.00 


200 














225 


2.25 


1.87 


1.50 


1.13 


.75 


.38 


7.88 


225 














250 


2.50 


2.08 


1.67 


1.25 


.83 


.42 


8.75 


250 














275 


2.75 


2.29 


1.83 


1.37 


.92 


.46 


9.62 


275 














300 


3.00 


2.50 


2.00 


1.50 


1.00 


.50 


10.50 


300 









INTEREST AT ONE PERCENT (1%) PER MONTH ON LOANS OF $10 TO 
$300 PAYABLE IN EIGHT (8) EQUAL MONTHLY INSTALMENTS 





+-> 








MONTH 








4-> 






g 


















fl 






s 


















| 


































a 
< 


1 


2 


3 


4 


5 


6 


7 


8 


Total 


< 





— 






$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ ' 


$ 






10 


.10 


.09 


.07 


.06 


.05 


.04 


.03 


.01 


.45 


10 










15 


.15 


.13 


.11 


.09 


.07 


.06 


.04 


.02 


.67 


15 










20 


.20 


.17 


.15 


.12 


.10 


.08 


.05 


.03 


.90 


20 










25 


.25 


.22 


.19 


.16 


.12 


.09 


.06 


.03 


1.12 


25 










30 


.30 


.26 


.22 


.19 


.15 


.11 


.08 


.04 


1.35 


30 










35 


.35 


.31 


.26 


.22 


.17 


.13 


.09 


.04 


1.57 


35 










40 


.40 


.35 


.30 


.25 


.20 


.15 


.10 


.05 


1.80 


40 










45 


.45 


.39 


.34 


.28 


.22 


.17 


.11 


.06 


2.02 


45 










50 


.50 


.44 


.38 


.31 


.25 


.19 


.12 


.06 


2.25 


50 










60 


.60 


.52 


.45 


.37 


.30 


.23 


.15 


.08 


2.70 


60 










70 


.70 


.61 


.52 


.44 


.35 


.26 


.18 


.09 


3.15 


70 










75 


.75 


.66 


.56 


.47 


.37 


.28 


.19 


.09 


3.37 


75 










80 


.80 


.70 


.60 


.50 


.40 


.30 


.20 


.10 


3.60 


80 










90 


.90 


.79 


.68 


.56 


.45 


.34 


.22 


.11 


4.05 


90 










100 


1.00 


.88 


.75 


.62 


.50 


.37 


.25 


.13 


4.50 


100 










125 


1.25 


1.09 


.94 


.78 


.62 


.47 


.31 


.16 


5.62 


125 










150 


1.50 


1.31 


1.12 


.94 


.75 


.56 


.38 


.19 


6.75 


150 










175 


1.75 


1.53 


1.31 


1.09 


.87 


.66 


.44 


.22 


7.87 


175 










200 


2.00 


1.75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


9.00 


200 










225 


2.25 


1.97 


1.69 


1.41 


1.12 


.84 


.56 


.28 


10.12 


225 










250 


2.50 


2.19 


1.87 


1.56 


1.25 


.94 


.63 


.31 


11.25 


250 










275 


2.75 


2.41 


2.06 


1.72 


1.37 


1.03 


.69 


.34 


12.37 


275 










300 


3.00 


2.62 


2.25 


1.88 


1.50 


1.12 


.75 


.38 


13.50 


300 







INTEREST AT ONE PERCENT (1%) PER MONTH ON LOANS OF $10 TO 
$300 PAYABLE IN TEN (10) EQUAL MONTHLY INSTALMENTS 





+-> 










MONTH 


, 








+-> 






a 
























c 






3 
























3 






o 
























O 






< 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


Total 


< 







$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 




10 


.10 


.09 


.08 


.07 


.06 


.05 


.04 


.03 


.02 


.01 


.55 


10 






15 


.15 


.13 


.12 


.11 


.09 


.07 


.06 


.05 


.03 


.02 


.83 


15 






20 


.20 


.18 


.16 


.14 


.12 


.10 


.08 


.06 


.04 


.02 


1.10 


20 






25 


.25 


.22 


.20 


.18 


.15 


.12 


.10 


.08 


.05 


.03 


1.38 


25 






30 


.30 


.27 


.24 


.21 


.18 


.15 


.12 


.09 


.06 


.03 


1.65 


30 






35 


.35 


.31 


.28 


.25 


.21 


.17 


.14 


.11 


.07 


.04 


1.93 


35 






40 


.40 


.36 


.32 


.28 


.24 


.20 


.16 


.12 


.08 


.04 


2.20 


40 






45 


.45 


.40 


.36 


.32 


.27 


.22 


.18 


.14 


.09 


.05 


2.48 


45 






50 


.50 


.45 


.40 


.35 


.30 


.25 


.20 


.15 


.10 


.05 


2.75 


50 






60 


.60 


.54 


.48 


.42 


.36 


.30 


.24 


.18 


.12 


.06 


3.30 


60 






70 


.70 


.63 


.56 


.49 


.42 


.35 


.28 


.21 


.14 


.07 


3.85 


70 






75 


.75 


.67 


.60 


.53 


.45 


.37 


.30 


.23 


.15 


.08 


4.13 


75 






80 


.80 


.72 


.64 


.56 


.48 


.40 


.32 


.24 


.16 


.08 


4.40 


80 






90 


.90 


.81 


.72 


.63 


.54 


.45 


.36 


.27 


.18 


.09 


4.95 


90 






100 


1.00 


.90 


.80 


.70 


.60 


.50 


.40 


.30 


.20 


.10 


5.50 


100 






125 


1.25 


1.12 


1.00 


.88 


.75 


.62 


.50 


.38 


.25 


.13 


6.88 


125 






150 


1.50 


1.35 


1.20 


1.05 


.90 


.75 


.60 


.45 


.30 


.15 


8.25 


150 






175 


1.75 


1.57 


1.40 


1.23 


1.05 


.87 


.70 


.53 


.35 


.18 


9.63 


175 






200 


2.00 


1.80 


1.60 


1.40 


1.20 


1.00 


.80 


.60 


.40 


.20 


11.00 


200 






225 


2.25 


2.02 


1.80 


1.58 


1.35 


1.12 


.90 


.68 


.45 


.23 


12.38 


225 






250 


2.50 


2.25 


2.00 


1.75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


13.75 


250 






275 


2.75 


2.47 


2.20 


1.93 


1.65 


1.37 


1.10 


.83 


.55 


.28 


15.13 


275 






300 


3.00 


2.70 


2.40 


2.10 


1.80 


1.50 


1.20 


.90 


.60 


.30 


16.50 


300 





« 



INTEREST AT ONE PERCENT ((%) PER MONTH ON LOANS OF $10 TO 
$300 PAYABLE IN TWELVE (12) EQUAL MONTHLY INSTALMENTS 



-l-> 
£ 












MONTH 














4-> 


B 

o 




























3 

o 




























E 




























a 


< 
$ 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


Total 


< 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


10 


.10 


.09 


.08 


.07 


.07 


.06 


.05 


.04 


.03 


.03 


.02 


.01 


.65 


10 


15 


.15 


.14 


.13 


.11 


.10 


.09 


.08 


.06 


.05 


.04 


.02 


.01 


.98 


15 


20 


.20 


.18 


.17 


.15 


.13 


.12 


.10 


.08 


.07 


.05 


.03 


.02 


1.30 


20 


25 


.25 


.23 


.21 


.19 


.17 


.14 


.13 


.10 


.08 


.06 


.04 


.02 


1.62 


25 


30 


.30 


.27 


.25 


.23 


.20 


.17 


.15 


.13 


.10 


.07 


.05 


.03 


1.95 


30 


35 


.35 


.32 


.29 


.26 


.23 


.20 


.17 


.15 


.12 


.09 


.06 


.03 


2.27 


35 


40 


.40 


.37 


.33 


.30 


.27 


.23 


.20 


.17 


.13 


.10 


.07 


.03 


2.60 


40 


45 


.45 


.41 


.37 


.34 


.30 


.26 


.23 


.19 


.15 


.11 


.08 


.04 


2.93 


45 


50 


.50 


.46 


.42 


.38 


.33 


.29 


.25 


.21 


.17 


.12 


.08 


.04 


3.25 


50 


60 


.60 


.55 


.50 


.45 


.40 


.35 


.30 


.25 


.20 


.15 


.10 


.05 


3.90 


60 


70 


.70 


.64 


.58 


.52 


.47 


.41 


.35 


.29 


.23 


.18 


.12 


.06 


4.55 


70 


75 


.75 


.69 


.62 


.56 


.50 


.44 


.38 


.31 


.25 


.19 


.13 


.06 


4.88 


75 


80 


.80 


.73 


.67 


.60 


.53 


.47 


.40 


.33 


.27 


.20 


.13 


.07 


5.20 


80 


90 


.90 


.82 


.75 


.68 


.60 


.52 


.45 


.38 


.30 


.22 


.15 


.08 


5.85 


90 


100 


1.00 


.92 


.83 


.75 


.67 


.58 


.50 


.42 


.33 


.25 


.17 


.08 


6.50 


100 


125 


1.25 


1.14 


1.04 


.94 


.83 


.73 


.63 


.52 


.42 


.31 


.21 


.10 


8.12 


125 


150 


1.50 


1.37 


1.25 


1.13 


1.00 


.87 


.75 


.63 


.50 


.37 


.25 


.13 


9.75 


150 


175 


1.75 


1.60 


1.46 


1.31 


1.17 


1.02 


.87 


.73 


.58 


.44 


.29 


.15 


11.37 


175 


200 


2.00 


1.83 


1.67 


1.50 


1.33 


1.17 


1.00 


.83 


.67 


.50 


.33 


.17 


13.00 


200 


225 


2.25 


2.06 


1.87 


1.69 


1.50 


1.31 


1.13 


.94 


.75 


.56 


.38 


.19 


14.63 


225 


250 


2.50 


2.29 


2.08 


1.87 


1.67 


1.46 


1.25 


1.04 


.83 


.63 


.42 


.21 


16.25 


250 


275 


2.75 


2.52 


2.29 


2.06 


1.83 


1.60 


1.37 


1.15 


.92 


.69 


.46 


.23 


17.87 


275 


300 


3.00 


2.75 


2.50 


2.25 


2.00 


1.75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


19.50 


300 



INTEREST AT ONE AND ONE-HALF PERCENT (IH%) PER MONTH ON 
AMOUNTS OF 50 CENTS TO $10 FOR I TO 30 DAYS 



w 

>> 

c3 

P 

1 


INTEREST ON 


CO 

Q 


$0.50 


$1 


$2 


$3 


$4 


$5 


$6 


$7 


$8 


$9 


$10 


$ 
.00 


$ 

.00 


$ 

.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 

.00 


$ 
.00 


$ 
.00 


$ 

.01 


1 


2 


.00 


.00 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.01 


2 


3 


.00 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.01 


.02 


3 


4 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


4 


5 


.00 


.00 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


.02 


.03 


5 


6 


.00 


.00 


.01 


.01 


.01 


.02 


.02 


.02 


.02 


.03 


.03 


6 


7 


.00 


.00 


.01 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.04 


7 


8 


.00 


.00 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.04 


.04 


8 


9 


.00 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


9 


10 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


.05 


10 


11 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


.06 


11 


12 


.00 


.01 


.01 


.02 


.02 


.03 


.04 


.04 


.05 


.05 


.06 


12 


13 


.00 


.01 


.01 


.02 


.03 


.03 


.04 


.05 


.05 


.06 


.07 


13 


14 


.00 


.01 


.01 


.02 


.03 


.04 


.04 


.05 


.06 


.06 


.07 


14 


15 


.00 


.01 


.02 


.02 


.03 


.04 


.05 


.05 


.06 


.07 


.08 


15 


16 


.00 


.01 


.02 


.02 


.03 


.04 


.05 


.06 


.06 


.07 


.08 


16 


17 


.00 


.01 


.02 


.03 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


17 


18 


.00 


.01 


.02 


.03 


.04 


.05 


.05 


.06 


.07 


.08 


.09 


18 


19 


.00 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


19 


20 


.01 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


20 


21 


.01 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.11 


21 


22 


.01 


.01 


.02 


.03 


.04 


.06 


.07 


.08 


.09 


.10 


.11 


22 


23 


.01 


.01 


.02 


.03 


.05 


.06 


.07 


.08 


.09 


.10 


.12 


23 


24 


.01 


.01 


.02 


.04 


.05 


.06 


.07 


.08 


.10 


.11 


.12 


24 


25 


.01 


.01 


.03 


.04 


.05 


.06 


.08 


.09 


.10 


.11 


.13 


25 


26 


.01 


.01 


.03 


.04 


.05 


.07 


.08 


.09 


.10 


.12 


.13 


26 


27 


.01 


.01 


.03 


.04 


.05 


.07 


.08 


.09 


.11 


.12 


.14 


27 


28 


.01 


.01 


.03 


.04 


.06 


.07 


.08 


.10 


.11 


.13 


.14 


28 


29 


.01 


.01 


.03 


.04 


.06 


.07 


.09 


.10 


.12 


.13 


.15 


29 


30 


.01 


.02 


.03 


.05 


.06 


.08 


.09 


.11 


.12 


.14 


.15 


30 



INTEREST AT ONE AND ONE-HALF PERCENT (\y 2 %) PER MONTH ON 
AMOUNTS OF $15 TO $75 FOR I TO 30 DAYS 



CO 

>> 

03 
P 


INTEREST ON 


CO 

cd 

Q 


$15 


$20 


$25 


$30 


$35 


$40 


$45 


$50 


$55 


$60 


$65 


$70 


$75 


1 


s 

.01 


S 
.01 


S 

.01 


S 
.02 


S 
.02 


S 
.02 


s 

.02 


S 
.03 


s 

.03 


S 
.03 


S 
.03 


S 
.04 


$ 
.04 


1 


2 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


.05 


.06 


.06 


.07 


.07 


.08 


2 


3 


.02 


.03 


.04 


.05 


.05 


.06 


.07 


.08 


.08 


.09 


.10 


.11 


.11 


3 


4 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


.11 


.12 


.13 


.14 


.15 


4 


5 


.04 


.05 


.06 


.08 


.09 


.10 


.11 


.13 


.14 


.15 


.16 


.18 


.19 


5 


6 


.05 


.06 


.08 


.09 


.11 


.12 


.14 


.15 


.17 


.18 


.20 


.21 


.23 


6 


7 


.05 


.07 


.09 


.11 


.12 


.14 


.16 


.18 


.19 


.21 


.23 


.25 


.26 


7 


8 


.06 


.08 


.10 


.12 


.14 


.16 


.18 


.20 


.22 


.24 


.26 


.28 


.30 


8 


9 


.07 


.09 


.11 


.14 


.16 


.18 


.20 


.23 


.25 


.27 


.29 


.32 


.34 


9 


10 


.08 


.10 


.13 


.15 


.18 


.20 


.23 


.25 


.28 


.30 


.33 


.35 


.38 


10 


11 


.08 


.11 


.14 


.17 


.19 


.22 


.25 


.28 


.30 


.33 


.36 


.39 


.41 


11 


12 


.09 


.12 


.15 


.18 


.21 


.24 


.27 


.30 


.33 


.36 


.39 


.42 


.45 


12 


13 


.10 


.13 


.16 


.20 


.23 


.26 


.29 


.33 


.36 


.39 


.42 


.46 


.49 


13 


14 


.11 


.14 


.18 


.21 


.25 


.28 


.32 


.35 


.39 


.42 


.46 


.49 


.53 


14 


15 


.11 


.15 


.19 


.23 


.26 


.30 


.34 


.38 


.41 


.45 


.49 


.53 


.56 


15 


16 


.12 


.16 


.20 


.24 


.28 


.32 


.36 


.40 


.44 


.48 


.52 


.56 


.60 


16 


17 


.13 


.17 


.21 


.26 


.30 


.34 


.38 


.43 


.47 


.51 


.55 


.60 


.64 


17 


18 


.14 


.18 


.23 


.27 


.32 


.36 


.41 


.45 


.50 


.54 


.59 


.63 


.68 


18 


19 


.14 


.19 


.24 


.29 


.33 


.38 


.43 


.48 


.52 


.57 


.62 


.67 


.71 


19 


20 


.15 


.20 


.25 


.30 


.35 


.40 


.45 


.50 


.55 


.60 


.65 


.70 


.75 


20 


21 


.16 


.21 


.26 


.32 


.37 


.42 


.47 


.53 


.58 


.63 


.68 


.74 


.79 


21 


22 


.17 


.22 


.28 


.33 


.39 


.44 


.50 


.55 


.61 


.66 


.72 


.77 


.83 


22 


23 


.17 


.23 


.29 


.35 


.40 


.46 


.52 


.58 


.63 


.69 


.75 


.81 


.86 


23 


24 


.18 


.24 


.30 


.36 


.42 


.48 


.54 


.60 


.66 


.72 


.78 


.84 


.90 


24 


25 


.19 


.25 


.31 


.38 


.44 


.50 


.56 


.63 


.69 


.75 


.81 


.88 


.94 


25 


26 


.20 


.26 


.33 


.39 


.46 


.52 


.59 


.65 


.72 


.78 


.85 


.91 


.98 


26 


27 


.20 


.27 


.34 


.41 


.47 


.54 


.61 


.68 


.74 


.81 


.88 


.95 


1.01 


27 


28 


.21 


.28 


.35 


.42 


.49 


.56 


.63 


.70 


.77 


.84 


.91 


.98 


1.05 


28 


29 


.22 


.29 


.36 


.44 


.51 


.58 


.65 


.73 


.80 


.87 


.94 


1.02 


1.09 


29 


30 


.23 


.30 


.38 


.45 


.53 


.60 


.68 


.75 


.83 


.90 


.98 


1.05 


1.13 


30 



10 



INTEREST AT ONE AND ONE-HALF PERCENT (l^%) PER MONTH ON 
AMOUNTS OF $80 TO $300 FOR I TO 30 DAYS 



CO 

>> 
Q 


INTEREST ON 


en 
>> 

Q 


$80 


$85 


$90 


$95 


$100 


$125 


$150 


$175 


$200 


$225 


$250 


$275 


$300 


1 


$ 
.04 


$ 
.04 


$ 
.05 


$ 
.05 


$ 
.05 


$ 
.06 


$ 
.08 


$ 
.09 


$ 
.10 


$ 
.11 


$ 
.13 


$ 
.14 


$ 
.15 


1 


2 


.08 


.09 


.09 


.10 


.10 


.13 


.15 


.18 


.20 


.23 


.25 


.28 


.30 


2 


3 


.12 


.13 


.14 


.14 


.15 


.19 


.23 


.26 


.30 


.34 


.38 


.41 


.45 


3 


4 


.16 


.17 


.18 


.19 


.20 


.25 


.30 


.35 


.40 


.45 


.50 


.55 


.60 


4 


5 


.20 


.21 


.23 


.24 


.25 


.31 


.38 


.44 


.50 


.56 


.63 


.69 


.75 


5 


6 


.24 


.26 


.27 


.29 


.30 


.38 


.45 


.53 


.60 


.68 


.75 


.83 


.90 


6 


7 


.28 


.30 


.32 


.33 


.35 


.44 


.53 


.61 


.70 


.79 


.88 


.96 


1.05 


7 


8 


.32 


.34 


.36 


.38 


.40 


.50 


.60 


.70 


.80 


.90 


1.00 


1.10 


1.20 


8 


9 


.36 


.38 


.41 


.43 


.45 


.56 


.68 


.79 


.90 


1.01 


1.13 


1.24 


1.35 


9 


10 


.40 


.43 


.45 


.48 


.50 


.63 


.75 


.88 


1.00 


1.13 


1.25 


1.38 


1.50 


10 


11 


.44 


.47 


.50 


.52 


.55 


.69 


.83 


.96 


1.10 


1.24 


1.38 


1.51 


1.65 


11 


12 


.48 


.51 


.54 


.57 


.60 


.75 


.90 


1.05 


1.20 


1.35 


1.50 


1.65 


1.80 


12 


13 


.52 


.55 


.59 


.62 


.65 


.81 


.98 


1.14 


1.30 


1.46 


1.63 


1.79 


1.95 


13 


14 


.56 


.60 


.63 


.67 


.70 


.88 


1.05 


1.23 


1.40 


1.58 


1.75 


1.93 


2.10 


14 


15 


.60 


.64 


.68 


.71 


.75 


.94 


1.13 


1.31 


1.50 


1.69 


1.88 


2.06 


2.25 


15 


16 


.64 


.68 


.72 


.76 


.80 


1.00 


1.20 


1.40 


1.60 


1.80 


2.00 


2.20 


2.40 


16 


17 


.68 


.72 


.77 


.81 


.85 


1.06 


1.28 


1.49 


1.70 


1.91 


2.13 


2.34 


2.55 


17 


18 


.72 


.77 


.81 


.86 


.90 


1.13 


1.35 


1.58 


1.80 


2.03 


2.25 


2.48 


2.70 


18 


19 


.76 


.81 


.86 


.90 


.95 


1.19 


1.43 


1.66 


1.90 


2.14 


2.38 


2.61 


2.85 


19 


20 


.80 


.85 


.90 


.95 


1.00 


1.25 


1.50 


1.75 


2.00 


2.25 


2.50 


2.75 


3.00 


20 


21 


M 


.89 


.95 


1.00 


1.05 


1.31 


1.58 


1.84 


2.10 


2.36 


2.63 


2.89 


3.15 


21 


22 


.88 


.94 


.99 


1.05 


1.10 


1.38 


1.65 


1.93 


2.20 


2.48 


2.75 


3.03 


3.30 


22 


23 


.92 


.98 


1.04 


1.09 


1.15 


1.44 


1.73 


2.01 


2.30 


2.59 


2.88 


3.16 


3.45 


23 


24 


.96 


1.02 


1.08 


1.14 


1.20 


1.50 


1.80 


2.10 


2.40 


2.70 


3.00 


3.30 


3.60 


24 


25 


1.00 


1.06 


1.13 


1.19 


1.25 


1.56 


1.88 


2.19 


2.50 


2.81 


3.13 


3.44 


3.75 


25 


26 


1.04 


1.11 


1.17 


1.24 


1.30 


1.63 


1.95 


2.28 


2.60 


2.93 


3.25 


3.58 


3.90 


26 


27 


1.08 


1.15 


1.22 


1.28 


1.35 


1.69 


2.03 


2.36 


2.70 


3.04 


3.38 


3.71 


4.05 


27 


28 


1.12 


1.19 


1.26 


1.33 


1.40 


1.75 


2.10 


2.45 


2.80 


3.15 


3.50 


3.85 


4.20 


28 


29 


1.16 


1.23 


1.31 


1.38 


1.45 


1.81 


2.18 


2.54 


2.90 


3.26 


3.63 


3.99 


4.35 


29 


30 


1.20 


1.28 


1.35 


1.43 


1.50 


1.88 


2.25 


2.63 


3.00 


3.38 


3.75 


4.13 


4.50 


30 



11 



INTEREST AT ONE AND ONE-HALF PERCENT (\y 2 %) PER MONTH ON 
LOANS OF $10 TO $300 PAYABLE IN FOUR (4) EQUAL MONTHLY INSTALMENTS 







MONTH 








c 




c 






3 

o 




| 






































< 


1 


2 


3 


4 


Total 


a 
< 


















$ 


$ 


$ 


$ 


$ 


$ 


$ 


















10 


.15 


.11 


.08 


.04 


.38 


10 


















15 


.23 


.17 


.11 


.05 


.56 


15 


















20 


.30 


.22 


.15 


.08 


.75 


20 


















25 


.38 


.28 


.19 


.09 


.94 


25 


















30 


.45 


.34 


.23 


.11 


1.13 


30 


















35 


.53 


.39 


.26 


.13 


1.31 


35 


















40 


.60 


.45 


.30 


.15 


1.50 


40 


















45 


.67 


.51 


.34 


.17 


1.69 


45 


















50 


.75 


.56 


.38 


.19 


1.88 


50 


















60 


.90 


.67 


.45 


.23 


2.25 


60 


















70 


1.05 


.79 


.53 


.26 


2.63 


70 


















75 


1.13 


.84 


.56 


.28 


2.81 


75 


















80 


1.20 


.90 


.60 


.30 


3.00 


80 


















90 


1.35 


1.01 


.68 


.34 


3.38 


90 


















100 


1.50 


1.12 


.75 


.38 


3.75 


100 


















125 


1.87 


1.41 


.94 


.47 


4.69 


125 


















150 


2.25 


1.69 


1.13 


.56 


5.63 


150 


















175 


2.62 


1.97 


1.31 


.66 


6.56 


175 


















200 


3.00 


2.25 


1.50 


.75 


7.50 


200 


















225 


3.38 


2.53 


1.69 


.84 


8.44 


225 


















250 


3.75 


2.81 


1.88 


.94 


9.38 


250 


















275 


4.13 


3.09 


2.06 


1.03 


10.31 


275 


















300 


4.50 


3.37 


2.25 


1.13 


11.25 


300 











12 



INTEREST AT ONE AND ONE-HALF PERCENT (iy 2 %) PER MONTH ON 
LOANS OF $10 TO $300 PAYABLE IN SIX (6) EQUAL MONTHLY INSTALMENTS 





4-> 






MONTH 






+-> 






C 












£ 






g 












3 
O 




































B 

< 


1 


2 


3 


4 


5 


6 


Total 


a 
< 















$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 












10 


.15 


.12 


.10 


.08 


.05 


.03 


.53 


10 














15 


.22 


.19 


.15 


.11 


.08 


.04 


.79 


15 














20 


.30 


.25 


.20 


.15 


.10 


.05 


1.05 


20 














25 


.37 


.31 


.25 


.19 


.13 


.06 


1.31 


25 














30 


.45 


.37 


.30 


.23 


.15 


.08 


1.58 


30 














35 


.52 


.44 


.35 


.26 


.18 


.09 


1.84 


35 














40 


.60 


.50 


.40 


.30 


.20 


.10 


2.10 


40 














45 


.67 


.56 


.45 


.34 


.23 


.11 


2.36 


45 














50 


.75 


.62 


.50 


.38 


.25 


.13 


2.63 


50 














60 


.90 


.75 


.60 


.45 


.30 


.15 


3.15 


60 














70 


1.05 


.87 


.70 


.53 


.35 


.18 


3.68 


70 














75 


1.12 


.94 


.75 


.56 


.38 


.19 


3.94 


75 














80 


1.20 


1.00 


.80 


.60 


.40 


.20 


4.20 


80 














90 


1.35 


1.12 


.90 


.68 


.45 


.23 


4.73 


90 














100 


1.50 


1.25 


1.00 


.75 


.50 


.25 


5.25 


100 














125 


1.87 


1.56 


1.25 


.94 


.63 


.31 


6.56 


125 














150 


2.25 


1.87 


1.50 


1.13 


.75 


.38 


7.88 


150 














175 


2.62 


2.19 


1.75 


1.31 


.88 


.44 


9.19 


175 














200 


3.00 


2.50 


2.00 


1.50 


1.00 


.50 


10.50 


200 














225 


3.37 


2.81 


2.25 


1.69 


1.13 


.56 


11.81 


225 














250 


3.75 


3.12 


2.50 


1.88 


1.25 


.63 


13.13 


250 














275 


4.12 


3.44 


2.75 


2.06 


1.38 


.69 


14.44 


275 














300 


4.50 


3.75 


3.00 


2.25 


1.50 


.75 


15.75 


300 









13 



INTEREST AT ONE AND ONE-HALF PERCENT (1} 
LOANS OF $10 TO $300 PAYABLE IN EIGHT 8 EQUAL 



<-T c ) PER MONTH ON 
MONTHLY INSTALMENTS 





__ 








MONTH 
















9 
< 


1 


2 


3 


4 


5 


6 


7 


8 


Total 


< 










> 

10 


s 

.15 


S 

.13 


S 
.11 


S 
.09 


S 
.07 


S 
.06 


S 
.04 


S 
.02 


S S 
.67 10 










15 


.22 


.20 


.17 


.14 


.11 


.OS 


.00 


.03 


1.01 


15 










20 


.30 


.26 


22 


.19 


.15 


.11 


.C5 


.04 


1.35 


20 










25 


.37 


.33 


.28 


.23 


.19 


.14 


.09 


.05 


1.68 


25 










30 


.45 


.39 


.34 


.2$ 


22 


.17 


.11 


.06 


2.02 


30 










35 


.52 


M 


.39 


.33 


.26 


.20 


.13 


.07 


2.36 


35 










40 


.60 


.52 


.45 


37 


.30 


.23 


.15 


.08 


2.7; 


40 










45 


.67 


.59 


.51 


.42 


.34 


.25 


.17 


.OS 


3.03 


45 










50 


.75 


.66 


.56 


.47 


.37 


.28 


.19 


.09 


3.37 


50 










60 


.i : 


.79 


.67 


.56 


.45 


.34 


.23 


.11 


4.05 


60 










70 


1.05 


.92 


.79 


.66 


.52 


.39 


.26 


.13 


4.72 


70 










75 


1.13 


39 




.70 


.56 


.42 


.28 


.14 


5.06 


75 








SO 


1.20 


1.05 


.r. 


.75 


.60 


.45 


.30 


.15 


5.40 


80 










90 


1.35 


:.::■ 


1.01 


.84 


.67 


.51 


.34 


.17 


6.07 


90 










100 


1.50 


1.31 


1.12 


.94 


.75 


.56 


.38 


.19 


6.75 


100 










123 


1.87 


1.64 


1.41 


:.:7 


.94 


.70 


.47 


23 


8.43 


125 










150 


_ 25 


1.97 


1.69 


1.41 


1.12 


.84 


.56 


.28 


10.12 


150 










175 


2.62 


2.30 


1.97 


1.64 


1.31 


.:-: 


.66 


33 


11.81 


175 










200 


3.00 


2.62 


2.25 


1.87 


1.50 


1.13 


.75 


.38 


13.50 


200 










225 


3.37 


2.95 


2.53 


2.11 


1.69 


1.27 


.84 


.42 


15.18 


225 










25C 


3.75 


3.28 


2.81 


2.34 


1.87 


1.41 


M 


.47 


16.87 


250 










275 


4.12 


3.61 


3.09 


2.58 


2.06 


1.55 


1.03 


.52 


18.56 


275 










SCO 


4.50 


3.94 


3.37 


2.81 


2.25 


1.69 


1.13 


.56 


20.25 


300 







14 



INTEREST AT ONE AND ONE-HALF PERCENT (l 



PER MONTH ON 



LOANS OF $!0 TO $300 PAYABLE IN TEN (10) EQUAL MONTHLY INSTALMENTS 




1 

< 


MONTH 


8 
a 
< 




1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


Total 




$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 






10 


.15 


.13 


.12 


.10 


.09 


.08 


.06 


.05 


.03 


.02 


.83 


10 






15 


.22 


.20 


.18 


.16 


.14 


.11 


.09 


.07 


.05 


.02 


1.24 


15 






20 


.30 


.27 


.24 


.21 


.18 


.15 


.12 


.09 


.06 


.03 


1.65 


20 






25 


.37 


.34 


.30 


.26 


.22 


.19 


.15 


.11 


.08 


.04 


2.06 


25 






30 


.45 


.40 


.36 


.32 


.27 


.22 


.18 


.14 


.09 


.05 


2.48 


30 






35 


.52 


.47 


.42 


.37 


.32 


.26 


.21 


.16 


.11 


.05 


2.89 


35 






40 


.60 


.54 


.48 


.42 


.36 


.30 


.24 


.18 


.12 


.06 


3.30 


40 






45 


.67 


.61 


.54 


.47 


.40 


.34 


.27 


.20 


.14 


.07 


3.71 


45 






50 


.75 


.67 


.60 


.53 


.45 


.37 


.30 


.23 


.15 


.08 


4.13 


50 






60 


.90 


.81 


.72 


.63 


.54 


.45 


.36 


.27 


.18 


.09 


4.95 


60 






70 


1.05 


.94 


.84 


.74 


.63 


.52 


.42 


.32 


.21 


.11 


5.78 


70 






75 


1.12 


1.01 


.90 


.79 


.68 


.56 


.45 


.34 


.23 


.11 


6.19 


75 






80 


1.20 


1.08 


.96 


.84 


.72 


.60 


.48 


.36 


.24 


.12 


6.60 


80 






90 


1.35 


1.22 


1.08 


.95 


.81 


.67 


.54 


.41 


.27 


.13 


7.43 


90 






100 


1.50 


1.35 


1.20 


1.05 


.90 


.75 


.60 


.45 


.30 


.15 


8.25 


100 






125 


1.87 


1.69 


1.50 


1.31 


1.12 


.94 


.75 


.56 


.38 


.19 


10.31 


125 






150 


2.25 


2.02 


1.80 


1.58 


1.35 


1.12 


.90 


.68 


.45 


.23 


12.38 


150 






175 


2.62 


2.36 


2.10 


1.84 


1.58 


1.31 


1.05 


.79 


.53 


.26 


14.44 


175 






200 


3.00 


2.70 


2.40 


2.10 


1.80 


1.50 


1.20 


.90 


.60 


.30 


16.50 


200 






225 


3.37 


3.04 


2.70 


2.36 


2.03 


1.69 


1.35 


1.01 


.67 


.34 


18.56 


225 






250 


3.75 


3.37 


3.00 


2.62 


2.25 


1.88 


1.50 


1.13 


.75 


.38 


20.63 


250 






275 


4.12 


3.71 


3.30 


2.89 


2.48 


2.06 


1.65 


1.24 


.83 


.41 


22.69 


275 






300 


4.50 


4.05 


3.60 


3.15 


2.70 


2.25 


1.80 


1.35 


.90 


.45 


24.75 


300 





( 



15 



INTEREST AT ONE AND ONE-HALF PERCENT (I y 2 %) PER MONTH ON LOANS 
OF $10 TO $300 PAYABLE !N TWELVE (12) EQUAL MONTHLY INSTALMENTS 



10 

15 

20 

25 

30 

35 

40 

45 

50 

60 

70 

75 

80 

90 

100 

125 

150 

175 

200 

225 

250 

275 

300 



MONTH 



.15 

.22 

.30 

.37 

.45 

.52 

.60 

.67 

.75 

.90 

1.05 

1.12 

1.20 

1.35 

1.50 

1.87 

2.25 

2.62 

3.00 

3.38 

3.75 

4.12 

4.50 



$ 
.14 

.21 

.27 

.34 

.41 

.48 

.55 

.62 

.69 

.82 

.96 

1.03 

1.10 

1.24 

1.37 

1.72 

2.06 

2.41 

2.75 

3.09 

3.44 

3.78 

4.12 



.13 

.19 

.25 

.31 

.37 

.44 

.50 

.56 

.62 

.75 

.87 

.94 

1.00 

1.12 

1.25 

1.56 

1.87 

2.19 

2.50 

2.81 

3.12 

3.44 

3.75 



$ 
.11 

.17 

.23 

.28 

.34 

.39 

.45 

.51 

.56 

.68 

.79 

.84 

.90 

1.01 

1.13 

1.41 

1.69 

1.97 

2.25 

2.53 

2.81 

3.09 

3.37 



.10 

.15 

.20 

.25 

.30 

.35 

.40 

.45 

.50 

.60 

.70 

.75 

.80 

.90 

1.00 

1.25 

1.50 

1.75 

2.00 

2.25 

2.50 

2.75 

3.00 



.09 

.13 

.17 

.22 

.26 

.31 

.35 

.39 

.44 

.52 

.61 

.66 

.70 

.79 

.87 

1.09 

1.31 

1.53 

1.75 

1.97 

2.19 

2.41 

2.63 



.08 

.11 

.15 

.19 

.23 

.26 

.30 

.34 

.38 

.45 

.53 

.56 

.60 

.68 

.75 

.94 

1.13 

1.31 

1.50 

1.69 

1.88 

2.06 

2.25 



.06 

.09 

.13 

.16 

.19 

.22 

.25 

.28 

.31 

.38 

.44 

.47 

.50 

.56 

.63 

.78 

.94 

1.09 

1.25 

1.40 

1.56 

1.72 

1.87 



$ 
.05 

.07 

.10 

.13 

.15 

.18 

.20 

.22 

.25 

.30 

.35 

.38 

.40 

.45 

.50 

.62 

.75 

.87 

1.00 

1.13 

1.25 

1.38 

1.50 



10 



$ 
.04 

.06 

.07 

.09 

.11 

.13 

.15 

.17 

.19 

.22 

.26 

.28 

.30 

.34 

.38 

.47 

.56 

.66 

.75 

.84 

.94 

1.03 

1.13 



11 



.02 
.04 
.05 
.06 
.08 
.09 
.10 
.11 
.13 
.15 
.18 
.19 
.20 
.23 
.25 
.31 
.38 
.44 
.50 
.56 
.63 
.69 
.75 



12 Total 



$ 
.01 

.02 

.03 

.03 

.04 

.04 

.05 

.06 

.06 

.08 

.09 

.09 

.10 

.11 

.12 

.16 

.19 

.22 

.25 

.28 

.31 

.34 

.38 



$ 
.98 

1.46 

1.95 

2.43 

2.93 

3.41 

3.90 

4.38 

4.88 

5.85 

6.83 

7.31 

7.80 

8.78 

9.75 

12.18 

14.63 

17.06 

19.50 

21.93 

24.38 

26.81 

29.25 



$ 
10 

15 

20 

25 

30 

35 

40 

45 

50 

60 

70 

75 

80 

90 

100 

125 

150 

175 

200 

225 

250 

275 

300 



16 



INTEREST AT TWO PERCENT (2%) PER MONTH ON AMOUNTS 
50 CENTS TO $10 FOR I TO 30 DAYS 



OF 





INTEREST ON 




Q 
1 


$0.50 


$1 


$2 


$3 


$4 


$5 


$6 


$7 


$8 


$9 


$10 


CO 

>> 
Q 


$ 
.00 


$ 

.00 


$ 

.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.01 


$ 
.01 


$ 
.01 


1 


2 


.00 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.01 


.01 


2 


3 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


3 


4 


.00 


.00 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


.02 


.03 


4 


5 


.00 


.00 


.01 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.03 


5 


6 


.00 


.00 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.04 


.04 


6 


7 


.00 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


7 


8 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


.05 


8 


9 


.00 


.01 


.01 


.02 


.02 


.03 


.04 


.04 


.05 


.05 


.06 


9 


10 


.00 


.01 


.01 


.02 


.03 


.03 


.04 


.05 


.05 


.06 


.07 


10 


11 


.00 


.01 


.01 


.02 


.03 


.04 


.04 


.05 


.06 


.07 


.07 


11 


12 


.00 


.01 


.02 


.02 


.03 


.04 


.05 


.06 


.06 


.07 


.08 


12 


13 


.00 


.01 


.02 


.03 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


13 


14 


.00 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.07 


.08 


.09 


14 


15 


.01 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


15 


16 


.01 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.09 


.10 


.11 


16 


17 


.01 


.01 


.02 


.03 


.05 


.06 


.07 


.08 


.09 


.10 


.11 


17 


18 


.01 


.01 


.02 


.04 


.05 


.06 


.07 


.08 


.10 


.11 


.12 


18 


19 


.01 


.01 


.03 


.04 


.05 


.06 


.08 


.09 


.10 


.11 


.13 


19 


20 


.01 


.01 


.03 


.04 


.05 


.07 


.08 


.09 


.11 


.12 


.13 


20 


21 


.01 


.01 


.03 


.04 


.06 


.07 


.08 


.10 


.11 


.13 


.14 


21 


22 


.01 


.01 


.03 


.04 


.06 


.07 


.09 


.10 


.12 


.13 


.15 


22 


23 


.01 


.02 


.03 


.05 


.06 


.08 


.09 


.11 


.12 


.14 


.15 


23 


24 


.01 


.02 


.03 


.05 


.06 


.08 


.10 


.11 


.13 


.14 


.16 


24 


25 


.01 


.02 


.03 


.05 


.07 


.08 


.10 


.12 


.13 


.15 


.17 


25 


26 


.01 


.02 


.03 


.05 


.07 


.09 


.10 


.12 


.14 


.16 


.17 


26 


27 


.01 


.02 


.04 


.05 


.07 


.09 


.11 


.13 


.14 


.16 


.18 


27 


28 


.01 


.02 


.04 


.06 


.07 


.09 


.11 


.13 


.15 


.17 


.19 


28 


29 


.01 


.02 


.04 


.06 


.08 


.10 


.12 


.14 


.15 


.17 


.19 


29 


30 


.01 


.02 


.04 


.06 


.08 


.10 


.12 


.14 


.16 


.18 


.20 


30 



17 



INTEREST AT TWO PERCENT (2%) PER MONTH ON AMOUNTS OF $15 













TO $75 FOR 1 


TO 30 DAYS 










Ed 
P 


INTEREST ON 


cd 
P 


$15 


$20 


$25 


$30 


$35 


$40 


$45 


$50 


$55 


$60 


$65 


$70 


$75 


1 


s 

.01 


s 

.01 


$ 
.02 


s 

.02 


S 
.02 


s 

.03 


S 
.03 


S 
.03 


S 

.04 


S 
.04 


S 
.04 


S 

.05 


s 

.05 


1 


2 


.02 


.03 


.03 


.04 


.05 


.05 


.06 


.07 


.07 


.08 


.09 


.09 


.10 


2 


3 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


.11 


.12 


.13 


.14 


.15 


3 


4 


.04 


.05 


.07 


.08 


.09 


.11 


.12 


.13 


.15 


.16 


.17 


.19 


.20 


4 


5 


.05 


.07 


.08 


.10 


.12 


.13 


.15 


.17 


.18 


.20 


.22 


.23 


.25 


5 


6 


.06 


.08 


.10 


.12 


.14 


.16 


.18 


.20 


.22 


.24 


.26 


.28 


.30 


6 


7 


.07 


.09 


.12 


.14 


.16 


.19 


.21 


.23 


.26 


..28 


.30 


.33 


.35 


7 


8 


.08 


.11 


.13 


.16 


.19 


.21 


.24 


.27 


.29 


.32 


.35 


.37 


.40 


8 


9 


.09 


.12 


.15 


.18 


.21 


.24 


.27 


.30 


.33 


.36 


.39 


.42 


.45 


9 


10 


.10 


.13 


.17 


.20 


.23 


.27 


.30 


.33 


.37 


.40 


.43 


.47 


.50 


10 


11 


.11 


.15 


.18 


.22 


.26 


.29 


.33 


.37 


.40 


.44 


.48 


.51 


.55 


11 


12 


.12 


.16 


.20 


.24 


.28 


.32 


.36 


.40 


.44 


.48 


.52 


.56 


.60 


12 


13 


.13 


.17 


.22 


.26 


.30 


.35 


.39 


.43 


.48 


.52 


.56 


.61 


.65 


13 


14 


.14 


.19 


.23 


.28 


.33 


.37 


.42 


.47 


.51 


.56 


.61 


.65 


.70 


14 


15 


.15 


.20 


.25 


.30 


.35 


.40 


.45 


.50 


.55 


.60 


.65 


.70 


.75 


15 


16 


.16 


.21 


.27 


.32 


.37 


.43 


.48 


.53 


.59 


.64 


.69 


.75 


.80 


16 


17 


.17 


.23 


.28 


.34 


.40 


.45 


.51 


.57 


.62 


.68 


.74 


.79 


.85 


17 


18 


.18 


.24 


.30 


.36 


.42 


.48 


.54 


.60 


.66 


.72 


.78 


.84 


.90 


18 


19 


.19 


.25 


.32 


.38 


.44 


.51 


.57 


.63 


.70 


.76 


.82 


.89 


.95 


19 


20 


.20 


.27 


.33 


.40 


.47 


.53 


.60 


.67 


.73 


.80 


.87 


.93 


1.00 


20 


21 


.21 


.28 


.35 


.42 


.49 


.56 


.63 


.70 


.77 


.84 


.91 


.98 


1.05 


21 


22 


.22 


.29 


.37 


.44 


.51 


.59 


.66 


.73 


.81 


.88 


.95 


1.03 


1.10 


22 


23 


.23 


.31 


.38 


.46 


.54 


.61 


.69 


.77 


.84 


.92 


1.00 


1.07 


1.15 


23 


24 


.24 


.32 


.40 


.48 


.56 


.64 


.72 


.80 


.88 


.96 


1.04 


1.12 


1.20 


24 


25 


.25 


.33 


.42 


.50 


.58 


.67 


.75 


.83 


.92 


1.00 


1.08 


1.17 


1.25 


25 


26 


.26 


.35 


.43 


.52 


.61 


.69 


.78 


.87 


.95 


1.04 


1.13 


1.21 


1.30 


26 


27 


.27 


.36 


.45 


.54 


.63 


.72 


.81 


.90 


.99 


1.08 


1.17 


1.26 


1.35 


27 


28 


.28 


.37 


.47 


.56 


.65 


.75 


.84 


.93 


1.03 


1.12 


1.21 


1.31 


1.40 


28 


29 


.29 


.39 


.48 


.58 


.68 


.77 


.87 


.97 


1.06 


1.16 


1.26 


1.35 


1.45 


29 


30 


.30 


.40 


.50 


.60 


.70 


.80 


.90 


1.00 


1.10 


1.20 


1.30 


1.40 


1.50 


30 



18 



INTEREST AT TWO PERCENT (2%) PER MONTH ON AMOUNTS OF $80 
TO $300 FOR I TO 30 DAYS 



C/3 

A 
1 


INTEREST ON 


P 


$80 


$85 


$90 


$95 


$100 


$125 


$150 


$175 


$200 


$225 


$250 


$275 


$300 


$ 
.05 


$ 
.06 


$ 
.06 


$ 
.06 


$ 
.07 


$ 
.08 


$ 
.10 


$ 
.12 


$ 
.13 


$ 
.15 


$ 
.17 


$ 
.18 


$ 
.20 


1 


2 


.11 


.11 


.12 


.13 


.13 


.17 


.20 


.23 


.27 


.30 


.33 


.37 


.40 


2 


3 


.16 


.17 


.18 


.19 


.20 


.25 


.30 


.35 


.40 


.45 


.50 


.55 


.60 


3 


4 


.21 


.23 


.24 


.25 


.27 


.33 


.40 


.47 


.53 


.60 


.67 


.73 


.80 


4 


5 


.27 


.28 


.30 


.32 


.33 


.42 


.50 


.58 


.67 


.75 


.83 


.92 


1.00 


5 


6 


.32 


.34 


.36 


.38 


.40 


.50 


.60 


.70 


.80 


.90 


1.00 


1.10 


1.20 


6 


7 


.37 


.40 


.42 


.44 


.47 


.58 


.70 


.82 


.93 


1.05 


1.17 


1.28 


1.40 


7 


8 


.43 


.45 


.48 


.51 


.53 


.67 


.80 


.93 


1.07 


1.20 


1.33 


1.47 


1.60 


8 


9 


.48 


.51 


.54 


.57 


.60 


.75 


.90 


1.05 


1.20 


1.35 


1.50 


1.65 


1.80 


9 


10 


.53 


.57 


.60 


.63 


.67 


.83 


1.00 


1.17 


1.33 


1.50 


1.67 


1.83 


2.00 


10 


11 


.59 


.62 


.66 


.70 


.73 


.92 


1.10 


1.28 


1.47 


1.65 


1.83 


2.02 


2.20 


11 


12 


.64 


.68 


.72 


.76 


.80 


1.00 


1.20 


1.40 


1.60 


1.80 


2.00 


2.20 


2.40 


12 


13 


.69 


.74 


.78 


.82 


.87 


1.08 


1.30 


1.52 


1.73 


1.95 


2.17 


2.38 


2.60 


13 


14 


.75 


.79 


.84 


.89 


.93 


1.17 


1.40 


1.63 


1.87 


2.10 


2.33 


2.57 


2.80 


14 


15 


.80 


.85 


.90 


.95 


1.00 


1.25 


1.50 


1.75 


2.00 


2.25 


2.50 


2.75 


3.00 


15 


16 


.85 


.91 


.96 


1.01 


1.07 


1.33 


1.60 


1.87 


2.13 


2.40 


2.67 


2.93 


3.20 


16 


17 


.91 


.96 


1.02 


1.08 


1.13 


1.42 


1.70 


1.98 


2.27 


2.55 


2.83 


3.12 


3.40 


17 


18 


.96 


1.02 


1.08 


1.14 


1.20 


1.50 


1.80 


2.10 


2.40 


2.70 


3.00 


3.30 


3.60 


18 


19 


1.01 


1.08 


1.14 


1.20 


1.27 


1.58 


1.90 


2.22 


2.53 


2.85 


3.17 


3.48 


3.80 


19 


20 


1.07 


1.13 


1.20 


1.27 


1.33 


1.67 


2.00 


2.33 


2.67 


3.00 


3.33 


3.67 


4.00 


20 


21 


1.12 


1.19 


1.26 


1.33 


1.40 


1.75 


2.10 


2.45 


2.80 


3.15 


3.50 


3.85 


4.20 


21 


22 


1.17 


1.25 


1.32 


1.39 


1.47 


1.83 


2.20 


2.57 


2.93 


3.30 


3.67 


4.03 


4.40 


22 


23 


1.23 


1.30 


1.38 


1.46 


1.53 


1.92 


2.30 


2.68 


3.07 


3.45 


3.83 


4.22 


4.60 


23 


24 


1.28 


1.36 


1.44 


1.52 


1.60 


2.00 


2.40 


2.80 


3.20 


3.60 


4.00 


4.40 


4.80 


24 


25 


1.33 


1.42 


1.50 


1.58 


1.67 


2.08 


2.50 


2.92 


3.33 


3.75 


4.17 


4.58 


5.00 


25 


26 


1.39 


1.47 


1.56 


1.65 


1.73 


2.17 


2.60 


3.03 


3.47 


3.90 


4.33 


4.77 


5.20 


26 


27 


1.44 


1.53 


1.62 


1.71 


1.80 


2.25 


2.70 


3.15 


3.60 


4.05 


4.50 


4.95 


5.40 


27 


28 


1.49 


1.59 


1.68 


1.77 


1.87 


2.33 


2.80 


3.27 


3.73 


4.20 


4.67 


5.13 


5.60 


28 


29 


1.55 


1.64 


1.74 


1.84 


1.93 


2.42 


2.90 


3.38 


3.87 


4.35 


4.83 


5.32 


5.80 


29 


30 


1.60 


1.70 


1.80 


1.90 


2.00 


2.50 


3.00 


3.50 


4.00 


4.50 


5.00 


5.50 


6.00 


30 



< 



19 



INTEREST AT TWO PERCENT (2%) PER MONTH ON LOANS OF $10 
TO $300 PAYABLE IN FOUR (4) EQUAL MONTHLY INSTALMENTS 







MONTH 












p 

o 












o 




























< 


1 


2 


3 


4 


Total 


fa 
< 


















$ 

10 

15 

20 

25 

30 

35 

40 

45 

50 

60 

70 

75 

80 

90 

100 

125 

150 

175 

200 

225 

250 

275 

300 


$ 
.20 

.30 

.40 

.50 

.60 

.70 

.80 

.90 

1.00 

1.20 

1.40 

1.50 

1.60 

1.80 

2.00 

2.50 

3.00 

3.50 

4.00 

4.50 

5.00 

5.50 

6.00 


$ 
.15 

.22 

.30 

.37 

.45 

.52 

.60 

.67 

.75 

.90 

1.05 

1.12 

1.20 

1.35 

1.50 

1.87 

2.25 

2.62 

3.00 

3.37 

3.75 

4.12 

4.50 


$ 
.10 

.15 

.20 

.25 

.30 

.35 

.40 

.45 

.50 

.60 

.70 

.75 

.80 

.90 

1.00 

1.25 

1.50 

1.75 

2.00 

2.25 

2.50 

2.75 

3.00 


$ 
.05 

.08 

.10 

.13 

.15 

.18 

.20 

.23 

.25 

.30 

.35 

.38 

.40 

.45 

.50 

.63 

.75 

.88 

1.00 

1.13 

1.25 

1.38 

1.50 


$ 
.50 

.75 

1.00 

1.25 

1.50 

1.75 

2.00 

2.25 

2.50 

3.00 

3.50 

3.75 

4.00 

4.50 

5.00 

6.25 

7.50 

8.75 

10.00 

11.25 

12.50 

13.75 

15.00 


$ 
10 

15 

20 

25 

30 

35 

40 

45 

50 

60 

70 

75 

80 

90 

100 

125 

150 

175 

200 

225 

250 

275 

300 











20 



INTEREST AT TWO PERCENT (2%) PER MONTH ON LOANS OF $10 
TO $300 PAYABLE IN SIX (6) EQUAL MONTHLY INSTALMENTS 





+-> 

a 
B 

o 






MONTH 






O 




































s 
< 

$ 

10 


1 


2 


3 


4 


5 


6 


Total 


< 















$ 
.20 


$ 
.17 


$ 
.13 


$ 
.10 


$ 
.07 


$ 
.03 


$ 
.70 


$ 

10 












15 


.30 


.25 


.20 


.15 


.10 


.05 


1.05 


15 














20 


.40 


.33 


.27 


.20 


.13 


.07 


1.40 


20 














25 


.50 


.42 


.33 


.25 


.17 


.08 


1.75 


25 














30 


.60 


.50 


.40 


.30 


.20 


.10 


2.10 


30 














35 


.70 


.58 


.47 


.35 


.23 


.12 


2.45 


35 














40 


.80 


.67 


.53 


.40 


.27 


.13 


2.80 


40 














45 


.90 


.75 


.60 


.45 


.30 


.15 


3.15 


45 














50 


1.00 


.83 


.67 


.50 


.33 


.17 


3.50 


50 














60 


1.20 


1.00 


.80 


.60 


.40 


.20 


4.20 


60 














70 


1.40 


1.17 


.93 


.70 


.47 


.23 


4.90 


70 














75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


5.25 


75 














80 


1.60 


1.33 


1.07 


.80 


.53 


.27 


5.60 


80 














90 


1.80 


1.50 


1.20 


.90 


.60 


.30 


6.30 


90 














100 


2.00 


1.67 


1.33 


1.00 


.67 


.33 


7.00 


100 














125 


2.50 


2.08 


1.67 


1.25 


.83 


.42 


8.75 


125 














150 


3.00 


2.50 


2.00 


1.50 


1.00 


.50 


10.50 


150 














175 


3.50 


2.92 


2.33 


1.75 


1.17 


.58 


12.25 


175 














200 


4.00 


3.33 


2.67 


2.00 


1.33 


.67 


14.00 


200 














225 


4.50 


3.75 


3.00 


2.25 


1.50 


.75 


15.75 


225 














250 


5.00 


4.17 


3.33 


2.50 


1.67 


.83 


17.50 


250 














275 


5.50 


4.58 


3.67 


2.75 


1.83 


.92 


19.25 


275 














300 


6.00 


5.00 


4.00 


3.00 


2.00 


1.00 


21.00 


300 









21 



INTEREST AT TWO PERCENT (2%) PER MONTH ON LOANS OF $10 
TO $300 PAYABLE IN EIGHT (8) EQUAL MONTHLY INSTALMENTS 





-u 








MONTH 








4-> 






a 




















a 






3 
O 




















9 

o 


































< 


1 


2 


3 


4 


5 


6 


7 


8 


Total 


< 










S 


s 


S 


S 


S 


S 


S 


S 


S 


S 


S 










10 


.20 


.17 


.15 


.12 


.10 


.08 


.05 


.03 


.90 


10 










15 


.30 


.26 


.22 


.19 


.15 


.11 


.08 


.04 


1.35 


15 










20 


.40 


.35 


.30 


.25 


.20 


.15 


.10 


.05 


1.80 


20 










25 


.50 


.44 


.37 


.31 


.25 


.19 


.13 


.06 


2.25 


25 










30 


.60 


.52 


.45 


.38 


.30 


.22 


.15 


.08 


2.70 


30 










35 


.70 


.61 


.52 


.44 


.35 


.26 


.18 


.09 


3.15 


35 










40 


.80 


.70 


.60 


.50 


.40 


.30 


.20 


.10 


3.60 


40 










45 


.90 


.79 


.67 


.56 


.45 


.34 


.23 


.11 


4.05 


45 










50 


1.00 


.87 


.75 


.63 


.50 


.37 


.25 


.13 


4.50 


50 










60 


1.20 


1.05 


.90 


.75 


.60 


.45 


.30 


.15 


5.40 


60 










70 


1.40 


1.22 


1.05 


.88 


.70 


.52 


.35 


.18 


6.30 


70 










75 


1.50 


1.31 


1.12 


.94 


.75 


.56 


.38 


.19 


6.75 


75 










80 


1.60 


1.40 


1.20 


1.00 


.80 


.60 


.40 


.20 


7.20 


80 










90 


1.80 


1.57 


1.35 


1.13 


.90 


.67 


.45 


.23 


8.10 


90 










100 


2.00 


1.75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


9.00 


100 










125 


2.50 


2.19 


1.87 


1.56 


1.25 


.94 


.63 


.31 


11.25 


125 










150 


3.00 


2.62 


2.25 


1.88 


1.50 


1.12 


.75 


.38 


13.50 


150 










175 


3.50 


3.06 


2.62 


2.19 


1.75 


1.31 


.88 


.44 


15.75 


175 










200 


4.00 


3.50 


3.00 


2.50 


2.00 


1.50 


1.00 


.50 


18.00 


200 










225 


4.50 


3.94 


3.37 


2.81 


2.25 


1.69 


1.13 


.56 


20.25 


225 










250 


5.00 


4.37 


3.75 


3.13 


2.50 


1.87 


1.25 


.63 


22.50 


250 










275 


5.50 


4.81 


4.12 


3.44 


2.75 


2.06 


1.38 


.69 


24.75 


275 










300 


6.00 


5.25 


4.50 


3.75 


3.00 


2.25 


1.50 


.75 


27.00 


300 







22 



INTEREST AT TWO PERCENT (2%) PER MONTH ON LOANS OF $10 
TO $300 PAYABLE IN TEN (10) EQUAL MONTHLY INSTALMENTS 





+-> 












MONTH 








li 






§ 




























o 

a 
< 

$ 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


Total 


o 
S 
< 






$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


•$ 






10 


.20 


.18 


.16 


.14 


.12 


.10 


.08 


.06 


.04 


.02 


1.10 


10 






15 


.30 


.27 


.24 


.21 


.18 


.15 


.12 


.09 


.06 


.03 


1.65 


15 






20 


.40 


.36 


.32 


.28 


.24 


.20 


.16 


.12 


.08 


.04 


2.20 


20 






25 


.50 


.45 


.40 


.35 


.30 


.25 


.20 


.15 


.10 


.05 


2.75 


25 






30 


.60 


.54 


.48 


.42 


.36 


.30 


.24 


.18 


.12 


.06 


3.30 


30 






35 


.70 


.63 


.56 


.49 


.42 


.35 


.28 


.21 


.14 


.07 


3.85 


35 






40 


.80 


.72 


.64 


.56 


.48 


.40 


.32 


.24 


.16 


.08 


4.40 


40 






45 


.90 


.81 


.72 


.63 


.54 


.45 


.36 


.27 


.18 


.09 


4.95 


45 






50 


1.00 


.90 


.80 


.70 


.60 


.50 


.40 


.30 


.20 


.10 


5.50 


50 






60 


1.20 


1.08 


.96 


.84 


.72 


.60 


.48 


.36 


.24 


.12 


6.60 


60 






70 


1.40 


1.26 


1.12 


.98 


.84 


.70 


.56 


.42 


.28 


.14 


7.70 


70 






75 


1.50 


1.35 


1.20 


1.05 


.90 


.75 


.60 


.45 


.30 


.15 


8.25 


75 






80 


1.60 


1.44 


1.28 


1.12 


.96 


.80 


.64 


.48 


.32 


.16 


8.80 


80 






90 


1.80 


1.62 


1.44 


1.26 


1.08 


.90 


.72 


.54 


.36 


.18 


9.90 


90 






100 


2.00 


1.80 


1.60 


1.40 


1.20 


1.00 


.80 


.60 


.40 


.20 


11.00 


100 






125 


2.50 


2.25 


2.00 


1.75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


13.75 


125 






150 


3.00 


2.70 


2.40 


2.10 


1.80 


1.50 


1.20 


.90 


.60 


.30 


16.50 


150 






175 


3.50 


3.15 


2.80 


2.45 


2.10 


1.75 


1.40 


1.05 


.70 


.35 


19.25 


175 






200 


4.00 


3.60 


3.20 


2.80 


2.40 


2.00 


1.60 


1.20 


.80 


.40 


22.00 


200 






225 


4.50 


4.05 


3.60 


3.15 


2.70 


2.25 


1.80 


1.35 


.90 


.45 


24.75 


225 






250 


5.00 


4.50 


4.00 


3.50 


3.00 


2.50 


2.00 


1.50 


1.00 


.50 


27.50 


250 






275 


5.50 


4.95 


4.40 


3.85 


3.30 


2.75 


2.20 


1.65 


1.10 


.55 


30.25 


275 






300 


6.00 


5.40 


4.80 


4.20 


3.60 


3.00 


2.40 


1.80 


1.20 


.60 


33.00 


300 





23 



INTEREST AT TWO PERCENT (2%) PER MONTH ON LOANS OF $(0 
TO $300 PAYABLE IN TWELVE (12) EQUAL MONTHLY INSTALMENTS 















MONTH 












pj 


I 

< 
$ 




























o 

s 

< 

$ 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


Total 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


10 


.20 


.18 


.17 


.15 


.13 


.12 


.10 


.03 


.07 


.05 


.03 


.02 


1.30 


10 


15 


.30 


.27 


.25 


.23 


.20 


.17 


.15 


.13 


.10 


.07 


.05 


.03 


1.95 


15 


20 


.40 


.37 


.33 


.30 


.27 


.23 


,20 


.17 


.13 


.10 


.07 


.03 


2.60 


20 


25 


.50 


.46 


.42 


.37 


.33 


.29 


.25 


.21 


.17 


.13 


.08 


.04 


3.25 


25 


30 


.60 


.55 


.50 


.45 


.40 


.35 


.30 


.25 


.20 


.15 


.10 


.05 


3.90 


30 


35 


.70 


.64 


.58 


.52 


.47 


.41 


.35 


.29 


.23 


.18 


.12 


.06 


4.55 


35 


40 


.80 


.73 


.67 


.60 


.53 


.47 


.40 


.33 


.27 


.20 


.13 


.07 


5.20 


40 


45 


.90 


.82 


.75 


.68 


.60 


.52 


.45 


.38 


.30 


.22 


.15 


.08 


5.85 


45 


50 


1.00 


.92 


.83 


.75 


.67 


.58 


.50 


.42 


.33 


.25 


.17 


.08 


6.50 


50 


60 


1.20 


1.10 


1.00 


.90 


.80 


.70 


.60 


.50 


.40 


.30 


.20 


.10 


7.80 


60 


70 


1.40 


1.28 


1.17 


1.05 


.93 


.82 


.70 


.58 


.47 


.35 


.23 


.12 


9.10 


70 


75 


1.50 


1.37 


1.25 


1.13 


1.00 


.87 


.75 


.63 


.50 


.37 


.25 


.13 


9.75 


75 


80 


1.60 


1.47 


1.33 


1.20 


1.07 


.93 


.80 


.67 


.53 


.40 


.27 


.13 


10.40 


80 


90 


1.80 


1.65 


1.50 


1.35 


1.20 


1.05 


.90 


.75 


.60 


.45 


.30 


.15 


11.70 


90 


100 


2.00 


1.83 


1.67 


1.50 


1.33 


1.17 


1.00 


.83 


.67 


.50 


.33 


.17 


13.00 


100 


125 


2.50 


2.29 


2.08 


1.88 


1.67 


1.46 


1.25 


1.04 


.83 


.62 


.42 


.21 


16.25 


125 


150 


3.00 


2.75 


2.50 


2.25 


2.00 


1.75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


19.50 


150 


175 


3.50 


3.21 


2.92 


2.63 


2.33 


2.04 


1.75 


1.46 


1.17 


.87 


.58 


.29 


22.75 


175 


200 


4.00 


3.67 


3.33 


3.00 


2.67 


2.33 


2.00 


1.67 


1.33 


1.00 


.67 


.33 


26.00 


200 


225 


4.50 


4.12 


3.75 


3.38 


3.00 


2.63 


2.25 


1.87 


1.50 


1.13 


.75 


.37 


29.25 


225 


250 


5.00 


4.58 


4.17 


3.75 


3.33 


2.92 


2.50 


2.08 


1.67 


1.25 


.83 


.42 


32.50 


250 


275 


5.50 


5.04 


4.58 


4.12 


3.67 


3.21 


2.75 


2.29 


1.83 


1.38 


.92 


.46 


35.75 


275 


300 


6.00 


5.50 


5.00 


4.50 


4.00 


3.50 


3.00 


2.50 


2.00 


1.50 


1.00 


.50 


39.00 


300 



24 



INTEREST AT TWO 
AMOUNTS 



AND ONE-HALF PERCENT 
OF 50 CENTS TO $10 FOR 



(2y 2 %) PER MONTH ON 
I TO 30 DAYS 





INTEREST ON 




en 

Q 


$0.50 


$1 


$2 


$3 


$4 


$5 


$6 


$7 


$8 


$9 


$10 


en 

Q 
1 


1 


$ 
.00 


$ 

.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.01 


$ 
.01 


$ 
.01 


$ 
.01 


$ 
.01 


2 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.01 


.02 


.02 


2 


3 


.00 


.00 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


.02 


.03 


3 


4 


.00 


.00 


.01 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.03 


4 


5 


.00 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.03 


.04 


.04 


5 


6 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


.05 


6 


7 


.00 


.01 


.01 


.02 


.02 


.03 


.04 


.04 


.05 


.05 


.06 


7 


8 


.00 


.01 


.01 


.02 


.03 


.03 


.04 


.05 


.05 


.06 


.07 


8 


9 


.00 


.01 


.02 


.02 


.03 


.04 


.05 


.05 


.06 


.07 


.08 


9 


10 


.00 


.01 


.02 


.03 


.03 


.04 


.05 


.06 


.07 


.08 


.08 


10 


11 


.00 


.01 


.02 


.03 


.04 


.05 


.06 


.06 


.07 


.08 


.09 


11 


12 


.01 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


12 


13 


.01 


.01 


.02 


.03 


.04 


.05 


.07 


.08 


.09 


.10 


.11 


13 


14 


.01 


.01 


.02 


.04 


.05 


.06 


.07 


.08 


.09 


.11 


.12 


14 


15 


.01 


.01 


.03 


.04 


.05 


.06 


.08 


.09 


.10 


.11 


.13 


15 


16 


.01 


.01 


.03 


.04 


.05 


.07 


.08 


.09 


.11 


.12 


.13 


16 


17 


.01 


.01 


.03 


.04 


.06 


.07 


.09 


.10 


.11 


.13 


.14 


17 


18 


.01 


.02 


.03 


.05 


.06 


.08 


.09 


.11 


.12 


.14 


.15 


18 


19 


.01 


.02 


.03 


.05 


.06 


.08 


.10 


.11 


.13 


.14 


.16 


19 


20 


.01 


.02 


.03 


.05 


.07 


.08 


.10 


.12 


.13 


.15 


.17 


20 


21 


:oi 


.02 


.04 


.05 


.07 


.09 


.11 


.12 


.14 


.16 


.18 


21 


22 


.01 


.02 


.04 


.06 


.07 


.09 


.11 


.13 


.15 


.17 


.18 


22 


23 


.01 


.02 


.04 


.06 


.08 


.10 


.12 


.13 


.15 


.17 


.19 


23 


24 


.01 


.02 


.04 


.06 


.08 


.10 


.12 


.14 


.16 


.18 


.20 


24 


25 


.01 


.02 


.04 


.06 


.08 


.10 


.13 


.15 


.17 


.19 


.21 


25 


26 


.01 


.02 


.04 


.07 


.09 


.11 


.13 


.15 


.17 


.20 


.22 


26 


27 


.01 


.02 


.05 


.07 


.09 


.11 


.14 


.16 


.18 


.20 


.23 


27 


28 


.01 


.02 


.05 


.07 


.09 


.12 


.14 


.16 


.19 


.21 


.23 


28 


29 


.01 


.02 


.05 


.07 


.10 


.12 


.15 


.17 


.19 


.22 


.24 


29 


30 


.01 


.03 


.05 


.08 


.10 


.13 


.15 


.18 


.20 


.23 


.25 


30 



25 



INTEREST AT TWO AND ONE-HALF PERCENT (Z 72 
AMOUNTS OF $15 TO $75 FOR I TO 30 



PER MONTH ON 
DAYS 





INTEREST ON 




to 

03 

Q 
1 


$15 


$20 


$25 


$30 


$35 


$40 


$45 


$50 


$55 


$60 


$65 


$70 


$75 


en 

Q 

1 


$ 
.01 


$ 
.02 


$ 
.02 


$ 
.03 


$ 
.03 


$ 
.03 


$ 
.04 


$ 
.04 


$ 
.05 


$ 
.05 


$ 
.05 


$ 
.06 


$ 
.06 


2 


.03 


.03 


.04 


.05 


.06 


.07 


.08 


.08 


.09 


.10 


.11 


.12 


.13 


2 


3 


.04 


.05 


.06 


.08 


.09 


.10 


.11 


.13 


.14 


.15 


.16 


.18 


.19 


3 


4 


.05 


.07 


.08 


.10 


.12 


.13 


.15 


.17 


.18 


.20 


.22 


.23 


.25 


4 


5 


.06 


.08 


.10 


.13 


.15 


.17 


.19 


.21 


.23 


.25 


.27 


.29 


.31 


5 


6 


.08 


.10 


.13 


.15 


.18 


.20 


.23 


.25 


.28 


.30 


.33 


.35 


.38 


6 


7 


.09 


.12 


.15 


.18 


.20 


.23 


.26 


.29 


.32 


.35 


.38 


.41 


.44 


7 


8 


.10 


.13 


.17 


.20 


.23 


.27 


.30 


.33 


.37 


.40 


.43 


.47 


.50 


8 


9 


.11 


.15 


.19 


.23 


.26 


.30 


.'34 


.38 


.41 


.45 


.49 


.53 


.56 


9 


10 


.13 


.17 


.21 


.25 


.29 


.33 


.38 


.42 


.46 


.50 


.54 


.58 


.63 


10 


11 


.14 


.18 


.23 


.28 


.32 


.37 


.41 


.46 


.50 


.55 


.60 


.64 


.69 


11 


12 


.15 


.20 


.25 


.30 


.35 


.40 


.45 


.50 


.55 


.60 


.65 


.70 


.75 


12 


13 


.16 


.22 


.27 


.33 


.38 


.43 


.49 


.54 


.60 


.65 


.70 


.76 


.81 


13 


14 


.18 


.23 


.29 


.35 


.41 


.47 


.53 


.58 


.64 


.70 


.76 


.82 


.88 


14 


15 


.19 


.25 


.31 


.38 


.44 


.50 


.56 


.63 


.69 


.75 


.81 


.88 


.94 


15 


16 


.20 


.27 


.33 


.40 


.47 


.53 


.60 


.67 


.73 


.80 


.87 


.93 


1.00 


16 


17 


.21 


.28 


.35 


.43 


.50 


.57 


.64 


.71 


.78 


.85 


.92 


.99 


1.06 


17 


18 


.23 


.30 


.38 


.45 


.53 


.60 


.68 


.75 


.83 


.90 


.98 


1.05 


1.13 


18 


19 


.24 


.32 


.40 


.48 


.55 


.63 


.71 


.79 


.87 


.95 


1.03 


1.11 


1.19 


19 


20 


.25 


.33 


.42 


.50 


.58 


.67 


.75 


.83 


.92 


1.00 


1.08 


1.17 


1.25 


20 


21 


.26 


.35 


.44 


.53 


.61 


.70 


.79 


.88 


.96 


1.05 


1.14 


1.23 


1.31 


21 


22 


.28 


.37 


.46 


.55 


.64 


.73 


.83 


.92 


1.01 


1.10 


1.19 


1.28 


1.38 


22 


23 


.29 


.38 


.48 


.58 


.67 


.77 


.86 


.96 


1.05 


1.15 


1.25 


1.34 


1.44 


23 


24 


.30 


.40 


.50 


.60 


.70 


.80 


.90 


1.00 


1.10 


1.20 


1.30 


1.40 


1.50 


24 


25 


.31 


.42 


.52 


.63 


.73 


.83 


.94 


1.04 


1.15 


1.25 


1.35 


1.46 


1.56 


25 


26 


.33 


.43 


.54 


.65 


.76 


.87 


.98 


1.08 


1.19 


1.30 


1.41 


1.52 


1.63 


26 


27 


.34 


.45 


.56 


.68 


.79 


.90 


1.01 


1.13 


1.24 


1.35 


1.46 


1.58 


1.69 


27 


28 


.35 


.47 


.58 


.70 


.82 


.93 


1.05 


1.17 


1.28 


1.40 


1.52 


1.63 


1.75 


28 


29 


.36 


.48 


.60 


.73 


.85 


.97 


1.09 


1.21 


1.33 


1.45 


1.57 


1.69 


1.81 


29 


30 


.38 


.50 


.63 


.75 


.88 


1.00 


1.13 


1.25 


1.38 


1.50 


1.63 


1.75 


1.88 


30 



26 



INTEREST AT TWO AND ONE-HALF PERCENT (2%%) PER MONTH ON 
AMOUNTS OF $80 TO $300 FOR I TO 30 DAYS 



CO 

>> 
Q 

1 


INTEREST ON 


w 

>> 

P 

1 


$80 


$85 


$90 


$95 


$100 


$125 


$150 


$175 


$200 


$225 


$250 


$275 


$300 


$ 
.07 


$ 
.07 


$ 
.08 


$ 
.08 


$ 
.08 


$ 
.10 


$ 
.13 


$ 
.15 


$ 
.17 


$ 
.19 


$ 
.21 


$ 
.23 


$ 
.25 


2 


.13 


.14 


.15 


.16 


.17 


.21 


.25 


.29 


.33 


.38 


.42 


.46 


.50 


2 


3 


.20 


.21 


.23 


.24 


.25 


.31 


.38 


.44 


.50 


.56 


.63 


.69 


.75 


3 


4 


.27 


.28 


.30 


.32 


.33 


.42 


.50 


.58 


.67 


.75 


.83 


.92 


1.00 


4 


5 


.33 


.35 


.38 


.40 


.42 


.52 


.63 


.73 


.83 


.94 


1.04 


1.15 


1.25 


5 


6 


.40 


.43 


.45 


.48 


.50 


.63 


.75 


.88 


1.00 


1.13 


1.25 


1.38 


1.50 


6 


7 


.47 


.50 


.53 


.55 


.58 


.73 


.88 


1.02 


1.17 


1.31 


1.46 


1.60 


1.75 


7 


8 


.53 


.57 


.60 


.63 


.67 


.83 


1.00 


1.17 


1.33 


1.50 


1.67 


1.83 


2.00 


8 


9 


.60 


.64 


.68 


.71 


.75 


.94 


1.13 


1.31 


1.50 


1.69 


1.88 


2.06 


2.25 


9 


10 


.67 


.71 


.75 


.79 


.83 


1.04 


1.25 


1.46 


1.67 


1.88 


2.08 


2.29 


2.50 


10 


11 


.73 


.78 


.83 


.87 


.92 


1.15 


1.38 


1.60 


1.83 


2.06 


2.29 


2.52 


2.75 


11 


12 


.80 


.85 


.90 


.95 


1.00 


1.25 


1.50 


1.75 


2.00 


2.25 


2.50 


2.75 


3.00 


12 


13 


.87 


.92 


.98 


1.03 


1.08 


1.35 


1.63 


1.90 


2.17 


2.44 


2.71 


2.98 


3.25 


13 


14 


.93 


.99 


1.05 


1.11 


1.17 


1.46 


1.75 


2.04 


2.33 


2.63 


2.92 


3.21 


3.50 


14 


15 


1.00 


1.06 


1.13 


1.19 


1.25 


1.56 


1.88 


2.19 


2.50 


2.81 


3.13 


3.44 


3.75 


15 


16 


1.07 


1.13 


1.20 


1.27 


1.33 


1.67 


2.00 


2.33 


2.67 


3.00 


3.33 


3.67 


4.00 


16 


17 


1.13 


1.20 


1.28 


1.35 


1.42 


1.77 


2.13 


2.48 


2.83 


3.19 


3.54 


3.90 


4.25 


17 


18 


1.20 


1.28 


1.35 


1.43 


1.50 


1.88 


2.25 


2.63 


3.00 


3.38 


3.75 


4.13 


4.50 


18 


19 


1.27 


1.35 


1.43 


1.50 


1.58 


1.98 


2.38 


2.77 


3.17 


3.56 


3.96 


4,35 


4.75 


19 


20 


1.33 


1.42 


1.50 


1.58 


1.67 


2.03 


2.50 


2.92 


3.33 


3.75 


4.17 


4.58 


5.00 


20 


21 


1.40 


1.49 


1.58 


1.66 


1.75 


2.19 


2.63 


3.06 


3.50 


3.94 


4.38 


4.81 


5.25 


21 


22 


1.47 


1.56 


1.65 


1.74 


1.83 


2.29 


2.75 


3.21 


3.67 


4.13 


4.58 


5.04 


5.50 


22 


23 


1.53 


1.63 


1.73 


1.82 


1.92 


2.40 


2.88 


3.35 


3.83 


4.31 


4.79 


5.27 


5.75 


23 


24 


1.60 


1.70 


1.80 


1.90 


2.00 


2.50 


3.00 


3.50 


4.00 


4.50 


5.00 


5.50 


6.00 


24 


25 


1.67 


1.77 


1.88 


1.98 


2.08 


•2.60 


3.13 


3.65 


4.17 


4.69 


5.21 


5.73 


6.25 


25 


26 


1.73 


1.84 


1.95 


2.06 


2.17 


2.71 


3.25 


3.79 


4.33 


4.88 


5.42 


5.96 


6.50 


26 


27 


1.80 


1.91 


2.03 


2.14 


2.25 


2.81 


3.38 


3.94 


4.50 


5.06 


5.63 


6.19 


6.75 


27 


28 


1.87 


1.98 


2.10 


2.22 


2.33 


2.92 


3.50 


4.08 


4.67 


5.25 


5.83 


6.42 


7.00 


28 


29 


1.93 


2.05 


2.18 


2.30 


2.42 


3.02 


3.63 


4.23 


4.83 


5.44 


6.04 


6.65 


7.25 


29 


30 


2.00 


2.13 


2.25 


2.38 


2.50 


3.13 


3.75 


4.38 


5.00 


5.63 


6.25 


6.88 


7.50 


30 



27 



INTEREST AT TWO AND ONE- 
OF $10 TO $300 PAYABLE 



HALF PERCENT (214%) PER MONTH ON LOANS 
EN FOUR (4) EQUAL MONTHLY INSTALMENTS 





O 


MONTH 


3 


































B 
< 


1 


2 


3 


4 


Total 


B 

< 


















$ 
10 


$ 
.25 


$ 
.19 


S 
.13 


S 
.06 


$ 
.63 


S 
10 


















15 


.38 


.28 


.19 


.09 


.94 


15 


















20 


.50 


.37 


.25 


.13 


1.25 


20 


















25 


.62 


.47 


.31 


.16 


1.56 


25 


















30 


.75 


.56 


.38 


.19 


1.88 


30 


















35 


.87 


.66 


.44 


.22 


2.19 


35 


















40 


1.00 


.75 


.50 


.25 


2.50 


40 


















45 


1.13 


.84 


.56 


.28 


2.81 


45 


















50 


1.25 


.94 


.63 


.31 


3.13 


50 


















60 


1.50 


1.12 


.75 


.38 


3.75 


60 


















70 


1.75 


1.31 


.88 


.44 


4.38 


70 


















75 


1.87 


1.41 


.94 


.47 


4.69 


75 


















80 


2.00 


1.50 


1.00 


.50 


5.00 


80 


















90 


2.25 


1.69 


1.13 


.56 


5.63 


90 


















100 


2.50 


1.87 


1.25 


.63 


6.25 


100 


















125 


3.13 


2.34 


1.56 


.78 


7.81 


125 


















150 


3.75 


2.81 


1.88 


.94 


9.38 


150 


















175 


4.38 


3.28 


2.19 


1.09 


10.94 


175 


















200 


5.00 


3.75 


2.50 


1.25 


12.50 


200 


















225 


5.62 


4.22 


2.81 


1.41 


14.06 


225 


















250 


6.25 


4.69 


3.13 


1.56 


15.63 


250 


















275 


6.87 


5.16 


3.44 


1.72 


17.19 


275 


















300 


7.50 


5.62 


3.75 


1.83 


18.75 


300 











28 



INTEREST AT TWO AND ONE-HALF PERCENT (2y 2 %) PER MONTH ON LOANS 
OF $ JO TO $300 PAYABLE IN SIX (6) EQUAL MONTHLY INSTALMENTS 





8 


MONTH 


o 




































B 

< 


1 


2 


3 


4 


5 


6 


Total 


< 














$ 
10 


$ 
.25 


$ 
.21 


$ 
.16 


$ 
.13 


$ 
.08 


$ 
.04 


$ 
.87 


$ 

10 














15 


.37 


.31 


.25 


.19 


.13 


.06 


1.31 


15 














20 


.50 


.42 


.33 


.25 


.17 


.08 


1.75 


20 














25 


.63 


.52 


.42 


.31 


.21 


.10 


2.19 


25 














30 


.75 


.62 


.50 


.38 


.25 


.13 


2.63 


30 














35 


.88 


.73 


.58 


.44 


.29 


.14 


3.06 


35 














40 


1.00 


.83 


.67 


.50 


.33 


.17 


3.50 


40 














45 


1.12 


.94 


.75 


.56 


.38 


.19 


3.94 


45 














50 


1.25 


1.04 


.83 


.62 


.42 


.21 


4.37 


50 














60 


1.50 


1.25 


1.00 


.75 


.50 


.25 


5.25 


60 














70 


1.75 


1.46 


1.17 


.87 


.58 


.29 


6.12 


70 














75 


1.87 


1.56 


1.25 


.94 


.63 


.31 


6.56 


75 














80 


2.00 


1.67 


1.33 


1.00 


.67 


.33 


7.00 


80 














90 


2.25 


1.87 


1.50 


1.13 


.75 


.38 


7.88 


90 














100 


2.50 


2.08 


1.67 


1.25 


.83 


.42 


8.75 


100 














125 


3.13 


2.61 


2.08 


1.56 


1.04 


.52 


10.94 


125 














150 


3.75 


3.12 


2.50 


1.88 


1.25 


.63 


13.13 


150 














175 


4.37 


3.64 


2.92 


2.19 


1.46 


.73 


15.31 


175 














200 


5.00 


4.17 


3.33 


2.50 


1.67 


.83 


17.50 


200 














225 


5.63 


4.69 


3.75 


2.81 


1.87 


.94 


19.69 


225 














250 


6.25 


5.21 


4.17 


3.12 


2.08 


1.04 


21.87 


250 














275 


6.87 


5.73 


4.58 


3.44 


2.29 


1.15 


24.06 


275 














300 


7.50 


6.25 


5.00 


3.75 


2.50 


1.25 


26.25 


300 









29 



INTEREST AT TWO AND ONE-HALF PERCENT (2^%) PER MONTH ON LOANS 
OF $10 TO $300 PAYABLE IN EIGHT (8) EQUAL MONTHLY INSTALMENTS 





+J 






MONTH 








-»-> 






d 


















d 






d 

o 


















d 
c 










i 
























< 


1 


2 


3 


4 


5 


6 


7 


8 


Total 


< 
$ 










$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 










10 


.25 


.22 


.19 


.16 


.12 


.09 


.06 


.03 


1.12 


10 










15 


.37 


.33 


.28 


.23 


.19 


.14 


.09 


.05 


1.68 


15 










20 


.50 


.44 


.37 


.31 


.25 


.19 


.13 


.06 


2.25 


20 










25 


.62 


.55 


.47 


.39 


.31 


.23 


.16 


.08 


2.81 


25 










30 


.75 


.66 


.56 


.47 


.37 


.28 


.19 


.09 


3.37 


30 










35 


.87 


.76 


.65 


.55 


.44 


.33 


.22 


.11 


3.93 


35 










40 


1.00 


.87 


.75 


.62 


.50 


.38 


.25 


.13 


4.50 


40 










45 


1.13 


.99 


.84 


.70 


.56 


.42 


.28 


.14 


5.06 


45 










50 


1.25 


1.09 


' .94 


.78 


.62 


.47 


.31 


.16 


5.62 


50 










60 


1.50 


1.31 


1.13 


.94 


.75 


.56 


.37 


.19 


6.75 


60 










70 


1.75 


1.53 


1.31 


1.09 


.87 


.66 


.44 


.22 


7.87 


70 










75 


1.87 


1.64 


1.41 


1.17 


.94 


.70 


.47 


.23 


8.43 


75 










80 


2.00 


1.75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


9.00 


80 










90 


2.25 


1.97 


1.69 


1.41 


1.12 


.84 


.56 


.28 


10.12 


90 










100 


2.50 


2.19 


1.87 


1.56 


1.25 


.94 


.63 


.31 


11.25 


100 










125 


3.13 


2.74 


2.34 


1.95 


1.56 


1.17 


.78 


.39 


14.06 


125 










150 


3.75 


3.28 


2.81 


2.34 


1.87 


1.41 


.94 


.47 


16.87 


150 










175 


4.37 


3.83 


3.28 


2.73 


2.19 


1.64 


1.09 


.55 


19.68 


175 










200 


5.00 


4.37 


3.75 


3.12 


2.50 


1.88 


1.25 


.63 


22.50 


200 










225 


5.62 


4.92 


4.22 


3.52 


2.81 


2.11 


1.41 


.70 


25.31 


225 










250 


6.25 


5.47 


4.69 


3.91 


3.12 


2.34 


1.56 


.78 


28.12 


250 










275 


6.87 


6.01 


5.15 


4.30 


3.44 


2.58 


1.72 


.86 


30.93 


275 










300 


7.50 


6.56 


5.62 


4.69 


3.75 


2.81 


1.88 


.94 


33.75 


300 







30 



INTEREST AT TWO AND ONE-HALF PERCENT (2%%) PER MONTH ON LOANS 
OF $10 TO $300 PAYABLE IN TEN (10) EQUAL MONTHLY INSTALMENTS 





o 

< 


MONTH 


O 

a 
< 






1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


Total 






$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 






10 


.25 


.22 


.20 


.17 


.15 


.13 


.10 


.08 


.05 


.03 


1.38 


10 






15 


.37 


.34 


.30 


.26 


.22 


.19 


.15 


.11 


.08 


.04 


2.06 


15 






20 


.50 


.45 


.40 


.35 


.30 


.25 


.20 


.15 


.10 


.05 


2.75 


20 






25 


.62 


.56 


.50 


.44 


.38 


.31 


.25 


.19 


.13 


.06 


3.44 


25 






30 


.75 


.67 


.60 


.52 


.45 


.38 


.30 


.23 


.15 


.08 


4.13 


30 






35 


.87 


.79 


.70 


.61 


.52 


.44 


.35 


.26 


.18 


.09 


4.81 


35 






40 


1.00 


.90 


.80 


.70 


.60 


.50 


.40 


.30 


.20 


.10 


5.50 


40 






45 


1.13 


1.01 


.90 


.79 


.67 


.56 


.45 


.34 


.23 


.11 


6.19 


45 






50 


1.25 


1.13 


1.00 


.87 


.75 


.62 


.50 


.38 


.25 


.13 


6.88 


50 






60 


1.50 


1.35 


1.20 


1.05 


.90 


.75 


.60 


.45 


.30 


.15 


8.25 


60 






70 


1.75 


1.58 


1.40 


1.22 


1.05 


.87 


.70 


.53 


.35 


.18 


9.63 


70 






75 


1.87 


1.69 


1.50 


1.31 


1.12 


.94 


.75 


.56 


.38 


.19 


10.31 


75 






80 


2.00 


1.80 


1.60 


1.40 


1.20 


1.00 


.80 


.60 


.40 


.20 


11.00 


80 






90 


2.25 


2.02 


1.80 


1.57 


1.35 


1.13 


.90 


.68 


.45 


.23 


12.38 


90 






100 


2.50 


2.25 


2.00 


1.75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


13.75 


100 






125 


3.12 


2.81 


2.50 


2.19 


1.88 


1.56 


1.25 


.94 


.63 


.31 


17.19 


125 






150 


3.75 


3.37 


3.00 


2.62 


2.25 


1.88 


1.50 


1.13 


.75 


.38 


20.63 


150 






175 


4.37 


3.94 


3.50 


3.06 


2.62 


2.19 


1.75 


1.31 


.88 


.44 


24.06 


175 






200 


5.00 


4.50 


4.00 


3.50 


3.00 


2.50 


2.00 


1.50 


1.00 


.50 


27.50 


200 






225 


5.62 


5.06 


4.50 


3.94 


3.38 


2.81 


2.25 


1.69 


1.13 


.56 


30.94 


225 






250 


6.25 


5.62 


5.00 


4.38 


3.75 


3.12 


2.50 


1.88 


1.25 


.63 


34.38 


250 






275 


6.87 


6.19 


5.50 


4.81 


4.12 


3.44 


2.75 


2.06 


1.38 


.69 


37.81 


275 






300 


7.50 


6.75 


6.00 


5.25 


4.50 


3.75 


3.00 


2.25 


1.50 


.75 


41.25 


300 





31 



INTEREST AT TWO AND ONE-HALF PERCENT (2^%) PER MONTH ON LOANS 
OF $10 TO $300 PAYABLE IN TWELVE (12) EQUAL MONTHLY INSTALMENTS 













MONTH 












h 


s 
























3 
o 




























< 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


Total 


< 

s 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


10 


.25 


.23 


.21 


.19 


.17 


.14 


.13 


.10 


.08 


.06 


.04 


.02 


1.62 


10 


15 


.38 


.34 


.31 


.28 


.25 


.22 


.19 


.16 


.12 


.09 


.06 


.03 


2.43 


15 


29 


.50 


.46 


.42 


.37 


.33 


.29 


.25 


.21 


.17 


.13 


.08 


.04 


3.25 


20 


25 


.63 


.57 


.52 


.47 


.42 


.36 


.31 


.26 


.21 


.16 


.10 


.05 


4.06 


25 


30 


.75 


.69 


.62 


.56 


.50 


.44 


.38 


.31 


.25 


.19 


.13 


.06 


4.88 


30 


35 


.87 


.80 


.73 


.66 


.58 


.51 


.44 


.36 


.29 


.22 


.15 


.07 


5.68 


35 


40 


1.00 


.92 


.83 


.75 


.67 


.58 


.50 


.42 


.33 


.25 


.17 


.03 


6.50 


40 


45 


1.12 


1.03 


.94 


.84 


.75 


.66 


.56 


.47 


.38 


.28 


.19 


.09 


7.31 


45 


50 


1.25 


1.14 


1.04 


.94 


.83 


.73 


.63 


.52 


.42 


.31 


.21 


.10 


8.12 


50 


60 


1.50 


1.37 


1.25 


1.12 


1.00 


.87 


.75 


.63 


.50 


.38 


.25 


.13 


9.75 


60 


70 


1.75 


1.60 


1.46 


1.31 


1.17 


1.02 


.87 


.73 


.58 


.44 


.29 


.15 


11.37 


70 


75 


1.87 


1.72 


1.56 


1.41 


1.25 


1.09 


.94 


.78 


.62 


.47 


.31 


.16 


12.18 


75 


80 


2.00 


1.83 


1.67 


1.50 


1.33 


1.17 


1.00 


.83 


.67 


.50 


.33 


.17 


13.00 


80 


90 


2.25 


2.06 


1.87 


1.69 


1.50 


1.31 


1.13 


.94 


.75 


.56 


.38 


.19 


14.63 


90 


100 


2.50 


2.29 


2.08 


1.87 


1.67 


1.46 


1.25 


1.04 


.83 


.63 


.42 


.21 


16.25 


100 


125 


3.13 


2.87 


2.61 


2.34 


2.08 


1.82 


1.56 


1.30 


1.04 


.78 


.52 


.26 


20.31 


125 


150 


3.75 


3.44 


3.12 


2.81 


2.50 


2.19 


1.88 


1.56 


1.25 


.94 


.63 


.31 


24.38 


150 


175 


4.38 


4.01 


3.64 


3.28 


2.92 


2.55 


2.19 


1.82 


1.46 


1.09 


.73 


.36 


28.43 


175 


200 


5.00 


4.58 


4.17 


3.75 


3.33 


2.92 


2.50 


2.08 


1.67 


1.25 


.83 


.42 


32.50 


200 


225 


5.62 


5.16 


4.69 


4.22 


3.75 


3.28 


2.81 


2.34 


1.87 


1.41 


.94 


.47 


36.56 


225 


250 


6.25 


5.73 


5.21 


4.69 


4.17 


3.64 


3.13 


2.60 


2.08 


1.56 


1.04 


.52 


40.62 


250 


275 


6.88 


6.30 


5.73 


5.16 


4.58 


4.01 


3.44 


2.86 


2.29 


1.72 


1.14 


.57 


44.68 


275 


300 


7.50 


6.87 


6.25 


5.63 


5.00 


4.38 


3.75 


3.12 


2.50 


1.88 


1.25 


.62 


48.75 


300 



32 



INTEREST AT THREE PERCENT (3%) PER MONTH ON AMOUNTS OF 50 CENTS 
TO $10 FOR i TO SO DAYS 



CO 

Q 


INTEREST ON 


<Z3 
























$0.50 


$1 


$2 


$3 


$4 


$5 


$6 


$7 


$8 


$9 


$10 


Q 


1 


$ 
•00 


$ 

.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.01 


$ 
.01 


$ 
.01 


$ 
.01 


$ 
.01 


$ 
.01 


1 


2 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


2 


3 


.00 


.00 


.01 


.01 


.01 


.02 


.02 


.02 


.02 


.03 


.03 


3 


4 


.00 


.00 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.04 


.04 


4 


5 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


.05 


5 


6 


.00 


.01 


.01 


.02 


.02 


.03 


.04 


.04 


.05 


.05 


.06 


6 


7 


.00 


.01 


.01 


.02 


.03 


.04 


.04 


.05 


.06 


.06 


.07 


7 


8 


.00 


.01 


.02 


.02 


.03 


.04 


.05 


.06 


.06 


.07 


.08 


8 


9 


.00 


.01 


.02 


.03 


.04 


.05 


.05 


.06 


.07 


.08 


.09 


9 


10 


.01 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


10 


11 


.01 


.01 


.02 


.03 


.04 


.06 


.07 


.08 


.09 


.10 


.11 


11 


12 


.01 


.01 


.02 


.04 


.05 


.06 


.07 


.08 


.10 


.11 


.12 


12 


13 


.01 


.01 


.03 


.04 


.05 


.07 


.08 


.09 


.10 


.12 


.13 


13 


14 


.01 


.01 


.03 


.04 


.06 


.07 


.08 


.10 


.11 


.13 


.14 


14 


15 


.01 


.02 


.03 


.05 


.06 


.08 


.09 


.11 


.12 


.14 


.15 


15 


16 


.01 


.02 


.03 


.05 


.06 


.08 


.10 


.11 


.13 


.14 


.16 


16 


17 


.01 


.02 


.03 


.05 


.07 


.09 


.10 


.12 


.14 


.15 


.17 


17 


18 


.01 


.02 


.04 


.05 


.07 


.09 


.11 


.13 


.14 


.16 


.18 


18 


19 


.01 


.02 


.04 


.06 


.08 


.10 


.11 


.13 


.15 


.17 


.19 


19 


20 


.01 


.02 


.04 


.06 


.08 


.10 


.12 


.14 


.16 


.18 


.20 


20 


21 


.01 


.02 


.04 


.06 


.08 


.11 


.13 


.15 


.17 


.19 


.21 


21 


22 


.01 


.02 


.04 


.07 


.09 


.11 


.13 


.15 


.18 


.20 


.22 


22 


23 


.01 


.02 


.05 


.07 


.09 


.12 


.14 


.16 


.18 


.21 


.23 


23 


24 


.01 


.02 


.05 


.07 


.10 


.12 


.14 


.17 


.19 


.22 


.24 


24 


25 


.01 


.03 


.05 


.08 


.10 


.13 


.15 


.18 


.20 


.23 


.25 


25 


26 


.01 


.03 


.05 


.08 


.10 


.13 


.16 


.18 


.21 


.23 


.26 


26 


27 


.01 


.03 


.05 


.08 


.11 


.14 


.16 


.19 


.22 


.24 


.27 


27 


28 


.01 


.03 


.06 


.08 


.11 


.14 


.17 


.20 


.22 


.25 


.28 


28 


29 


.01 


.03 


.06 


.09 


.12 


.15 


.17 


.20 


.23 


.26 


.29 


29 


30 


.02 


.03 


.06 


.09 


.12 


:i5 


.18 


.21 


.24 - 


.27 


.30 


30 



33 



INTEREST AT THREE PERCENT (3%) PER MONTH ON AMOUNTS OF $15 
TO $75 FOR I TO 30 DAYS 















INTEREST ON 














cd 

Q 




























tn 
& 

Q 




























$15 


$20 


$25 


$30 


$35 


$40 


$45 


$50 


$55 


$60 


$65 


$70 


$75 


1 


$ 
.02 


$ 
.02 


$ 
.03 


$ 
.03 


$ 
.04 


$ 
.04 


$ 
.05 


$ 
.05 


$ 
.06 


$ 
.06 


$ 
.07 


$ 
.07 


$ 
.08 


1 


2 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.10 


.11 


.12 


.13 


.14 


.15 


2 


3 


.05 


.06 


.08 


.09 


.11 


.12 


.14 


.15 


.17 


.18 


.20 


.21 


.23 


3 


4 


.06 


.08 


.10 


.12 


.14 


.16 


.18 


.20 


.22 


.24 


.26 


.28 


.30 


4 


5 


.08 


.10 


.13 


.15 


.18 


.20 


.23 


.25 


.28 


.30 


.33 


.35 


.38 


5 


6 


.09 


.12 


.15 


.18 


.21 


.24 


.27 


.30 


.33 


.36 


.39 


.42 


.45 


6 


7 


.11 


.14 


.18 


.21 


.25 


.28 


.32 


.35 


.39 


.42 


.46 


.49 


.53 


7 


8 


.12 


.16 


.20 


.24 


.28 


.32 


.36 


.40 


.44 


.48 


.52 


.56 


.60 


8 


9 


.14 


.18 


.23 


.27 


.32 


.36 


.41 


.45 


.50 


.54 


.59 


.63 


.68 


9 


10 


.15 


.20 


.25 


.30 


.35 


.40 


.45 


.50 


.55 


.60 


.65 


.70 


.75 


10 


11 


.17 


.22 


.28 


.33 


.39 


.44 


.50 


.55 


.61 


.66 


.72 


.77 


.83 


11 


12 


.18 


.24 


.30 


.36 


.42 


.48 


.54 


.60 


.66 


.72 


.78 


.84. 


.90 


12 


13 


.20 


.26 


.33 


.39 


.46 


.52 


.59 


.65 


.72 


.78 


.85 


.91 


.98 


13 


14 


.21 


.28 


.35 


.42 


.49 


.56 


.63 


.70 


.77 


.84 


.91 


.98 


1.05 


14 


15 


.23 


.30 


.38 


.45 


.53 


.60 


.68 


.75 


.83 


.90 


.98 


1.05 


1.13 


15 


16 


.24 


.32 


.40 


.48 


.56 


.64 


.72 


.80 


.88 


.96 


1.04 


1.12 


1.20 


16 


17 


.26 


.34 


.43 


.51 


.60 


.68 


.77 


.85 


.94 


1.02 


1.11 


1.19 


1.28 


17 


18 


.27 


.36 


.45 


.54 


.63 


.72 


.81 


.90 


.99 


1.08 


1.17 


1.26 


1.35 


18 


19 


.29 


.38 


.48 


.57 


.67 


.76 


.86 


.95 


1.05 


1.14 


1.24 


1.33 


1.43 


19 


20 


.30 


.40 


.50 


.60 


.70 


.80 


.90 


1.00 


1.10 


1.20 


1.30 


1.40 


1.50 


20 


21 


.32 


.42 


.53 


.63 


.74 


.84 


.95 


1.05 


1.16 


1.26 


1.37 


1.47 


1.58 


21 


22 


.33 


.44 


.55 


.66 


.77 


.88 


.99 


1.10 


1.21 


1.32 


1.43 


1.54 


1.65 


22 


23 


.35 


.46 


.58 


.69 


.81 


.92 


1.04 


1.15 


1.27 


1.38 


1.50 


1.61 


1.73 


23 


24 


.36 


.48 


.60 


.72 


.84 


.96 


1.08 


1.20 


1.32 


1.44 


1.56 


1.68 


1.80 


24 


25 


.38 


.50 


.63 


.75 


.88 


1.00 


1.13 


1.25 


1.38 


1.50 


1.63 


1.75 


1.88 


25 


26 


.39 


.52 


.65 


.78 


.91 


1.04 


1.17 


1.30 


1.43 


1.56 


1.69 


1.82 


1.95 


26 


27 


.41 


.54 


.68 


.81 


.95 


1.08 


1.22 


1.35 


1.49 


1.62 


1.76 


1.89 


2.03 


27 


28 


.42 


.56 


.70 


.84 


.98 


1.12 


1.26 


1.40 


1.54 


1.68 


1.82 


1.96 


2.10 


28 


29 


.44 


.58 


.73 


.87 


1.02 


1.16 


1.31 


1.45 


1.60 


1.74 


1.89 


2.03 


2.18 


29 


30 


.45 


.60 


.75 


.90 


1.05 


1.20 


1.35 


1.50 


1.65 


1.80 


1.95 


2.10 


2.25 


30 



34 



INTEREST AT THREE PERGCNT (3%) PER MONTH ON AMOUNTS OF $80 
TO $300 FOR I TO 30 DAYS 



CO 

a 
Q 


INTEREST ON 


w 

>> 

Q 

1 


$80 


$85, 


$90 


$95 


$100 


$125 


$150 


$175 


$200 


$225 


$250 


$275 


$300 


1 


$ 
.08 


$ 
.09 


$ 
.09 


$ 
.10 


$ 
.10 


$ 
.13 


$ 
.15 


$ 
.18 


$ 
.20 


$ 
.23 


$ 
.25 


$ 
.28 


$ 
.30 


2 


.16 


.17 


.18 


.19 


.20 


.25 


.30 


.35 


.40 


.45 


.50 


.55 


.60 


2 


3 


.24 


.26 


.27 


.29 


.30 


.38 


.45 


.53 


.60 


.68 


.75 


.83 


.90 


3 


4 


.32 


.34 


.36 


.38 


.40 


.50 


.60 


.70 


.80 


.90 


1.00 


1.10 


1.20 


4 


5 


.40 


.43 


.45 


.48 


.50 


.63 


.75 


.88 


1.00 


1.13 


1.25 


1.38 


1.50 


5 


6 


.48 


.51 


.54 


.57 


.60 


.75 


.90 


1.05 


1.20 


1.35 


1.50 


1.65 


1.80 


6 


7 


.56 


.60 


.63 


.67 


.70 


.88 


1.05 


1.23 


1.40 


1.58 


1.75 


1.93 


2.10 


7 


8 


.64 


.68 


.72 


.76 


.80 


1.00 


1.20 


1.40 


1.60 


1.80 


2.00 


2.20 


2.40 


8 


9 


.72 


.77 


.81 


.86 


.90 


1.13 


1.35 


1.58 


1.80 


2.03 


2.25 


2.48 


2.70 


9 


10 


.80 


.85 


.90 


.95 


1.00 


1.25 


1.50 


1.75 


2.00 


2.25 


2.50 


2.75 


3.00 


10 


11 


.88 


.94 


.99 


1.05 


1.10 


1.38 


1.65 


1.93 


2.20 


2.48 


2.75 


3.03 


3.30 


11 


12 


.96 


1.02 


1.08 


1.14 


1.20 


1.50 


1.80 


2.10 


2.40 


2.70 


3.00 


3.30 


3.60 


12 


13 


1.04 


1.11 


1.17 


1.24 


1.30 


1.63 


1.95 


2.28 


2.60 


2.93 


3.25 


3.58 


3.90 


13 


14 


1.12 


1.19 


1.26 


1.33 


1.40 


1.75 


2.10 


2.45 


2.80 


3.15 


3.50 


3.85 


4.20 


14 


15 


1.20 


1.28 


1.35 


1.43 


1.50 


1.88 


2.25 


2.63 


3.00 


3.38 


3.75 


4.13 


4.50 


15 


16 


1.28 


1.36 


1.44 


1.52 


1.60 


2.00 


2.40 


2.80 


3.20 


3.60 


4.00 


4.40 


4.80 


16 


17 


1.36 


1.45 


1.53 


1.62 


1.70 


2.13 


2.55 


2.98 


3.40 


3.83 


4.25 


4.68 


5.10 


17 


18 


1.44 


1.53 


1.62 


1.71 


1.80 


2.25 


2.70 


3.15 


3.60 


4.05 


4.50 


4.95 


5.40 


18 


19 


1.52 


1.62 


1.71 


1.81 


1.90 


2.38 


2.85 


3.33 


3.80 


4.28 


4.75 


5.23 


5.70 


19 


20 


L.60 


1.70 


1.80 


1.90 


2.00 


2.50 


3.00 


3.50 


4.00 


4.50 


5.00 


5.50 


6.00 


20 


21 


1.68 


1.79 


1.89 


2.00 


2.10 


2.63 


3.15 


3.68 


4.20 


4.73 


5.25 


5.78 


6.30 


21 


22 


1.76 


1.87 


1.98 


2.09 


2.20 


2.75 


3.30 


3.85 


4.40 


4.95 


5.50 


6.05 


6.60 


22 


23 


1.84 


1.96 


2.07 


2.19 


2.30 


2.88 


3.45 


4.03 


4.60 


5.18 


5.75 


6.33 


6.90 


23 


24 


1.92 


2.04 


2.16 


2.28 


2.40 


3.00 


3.60 


4.20 


4.80 


5.40 


6.00 


6.60 


7.20 


24 


25 


2.00 


2.13 


2.25 


2.38 


2.50 


3.13 


3.75 


4.38 


5.00 


5.63 


6.25 


6.88 


7.50 


25 


26 


2.08 


2.21 


2.34 


2.47 


2.60 


3.25 


3.90 


4.55 


5.20 


5.85 


6.50 


7.15 


7.80 


26 


27 


2.16 


2.30 


2.43 


2.57 


2.70 


3.38 


4.05 


4.73 


5.40 


6.08 


6.75 


7.43 


8.10 


27 


28 


2.24 


2.38 


2.52 


2.66 


2.80 


3.50 


4.20 


4.90 


5.60 


6.30 


7.00 


7.70 


8.40 


28 


29 


2.32 


2.47 


2.61 


2.76 


2.90 


3.63 


4.35 


5.08 


5.80 


6.53 


7.25 


7.98 


8.70 


29 


30 


2.40 


2.55 


2.70 


2.85 


3.00 


3.75 


4.50 


5.25 


6.00 


6.75 


7.50 


8.25 


9.00 


30 



35 



INTEREST AT THREE PERCENT (3%) PER MONTH ON LOANS OF $fO TO 
$300 PAYABLE IN FOUR (A) EQUAL MONTHLY INSTALMENTS 



I 



S 
10 

15 

20 

25 

30 

35 

40 

45 

50 

60 

70 

75 

80 

90 

100 

125 

150 

175 

200 

225 

250 

275 

300 



MONTH 



S 

.30 

.45 
.60 
.75 
.90 
1.05 
1.20 
1.35 
1.50 
1.80 
2.10 
2.25 
2.40 
2.70 
3.00 
3.75 
4.50 
5.25 
6.00 
6.75 
7.50 
8.25 
9.00 



S 
.22 

.34 

.45 
.56 
.67 
.79 
.90 
1.01 
1.12 
1.35 
1.57 
1.69 
1.80 
2.02 
2.25 
2.81 
3.37 
3.94 
4.50 
5.06 
5.62 
6.19 
6.75 



8 
.15 

.23 

.30 

.38 

.45 

.53 

.60 

.68 

.75 

.90 

1.05 

1.13 

1.20 

1.35 

1.50 

1.88 

2.25 

2.63 

3.00 

3.38 

3.75 

4.13 

4.50 



; Total 



S 

.08 

.11 

.15 

.19 

.23 

.26 

.30 

.34 

.38 

.45 

.53 

.56 

.60 

.68 

.75 

.94 

1.13 

1.31 

1.50 

1.69 

1.88 

2.06 

2 25 



1.13 

1.50 

1.88 

2.25 

2.63 

3.00 

3.38 

3.75 

4.50 

5.25 

5.63 

6.00 

6.75 

7.50 

9.38 

11.25 

13.13 

15.00 

16.88 

18.75 

20.63 

22.50 



S 
10 

15 

20 

25 

30 

35 

40 

45 

50 

60 

70 

75 

SO 

SO 

IOC 

125 

150 

175 

200 

225 

250 

275 

300 



36 



INTEREST AT THREE 
$300 PAYABLE 



PERCENT (3%) PER MONTH ON LOANS OF $10 TO 
IN SIX (6) EQUAL MONTHLY INSTALMENTS 



$ 

10 

15 

20 

25 

30 

35 

40 

45 

50 

60 

70 

75 

80 

90 

100 

125 

150 

175 

200 

225 

50 

275 

300 



MONTH 



$ 
.30 

.45 

.60 

.75 

.90 

1.05 

1.20 

1.35 

1.50 

1.80 

2.10 

2.25 

2.40 

2.70 

3.00 

3.75 

4.50 

5.25 

6.00 

6.75 

7.50 

8.25 

9.00 



.25 

.37 

.50 

.62 

.75 

.87 

1.00 

1.12 

1.25 

1.50 

1.75 

1.87 

2.00 

2.25 

2.50 

3.12 

3.75 

4.37 

5.00 

5.62 

6.25 

6.87 

7.50 



.20 

.30 

.40 

.50 

.60 

.70 

.80 

.90 

1.00 

1.20 

1.40 

1.50 

1.60 

1.80 

2.00 

2.50 

3.00 

3.50 

4.00 

4.50 

5.00 

5.50 

6.00 



$ 
.15 

.23 

.30 

.38 

.45 

.53 

.60 

.68 

.75 

.90 

1.05 

1.13 

1.20 

1.35 

1.50 

1.88 

2.25 

2.63 

3.00 

3.38 

3.75 

4.13 

4.50 



.10 

.15 

.20 

.25 

.30 

.35 

.40 

.45 

.50 

.60 

.70 

.75 

.80 

.90 

1.00 

1.25 

1.50 

1.75 

2.00 

2.25 

2.50 

2.75 

3.00 



.05 

.08 

.10 

.13 

.15 

.18 

.20 

.23 

.25 

.30 

.35 

.38 

.40 

.45 

.50 

.63 

.75 

.88 

1.00 

1.13 

1.25 

1.38 

1.50 



Total 



$ 
1.05 

1.58 

2.10 

2.63 

3.15 

3.68 

4.20 

4.73 

5.25 

6.30 

7.35 

7.88 

8.40 

9.45 

10.50 

13.13 

15.75 

18.38 

21.00 

23.63 

26.25 

28.88 

31.50 



$ 
10 

15 

20 

25 

30 

35 

40 

45 

50 

60 

70 

75 

80 

90 

100 

125 

150 

175 

200 

225 

250 

275 

300 



37 



INTEREST AT THREE PERCENT 3 2 PER MONTH ON 
$300 PAYABLE IN EIGHT 8 EQUAL MONTHLY 



LOANS OF SIOTO 
INSTALMENTS 





— » 
c 




: ::::753 






4-i 
c 

o 






o 


















1 1 2 


3 


4 5 


6 


/ 


8 


Total 


< 










S 
10 


5 

.30 


I 

.25 


s 

22. 


S 
.19 


.15 


5 
.11 


5 
.08 


s 

.04 


S 
1.35 


10 










13 


.45 


.22 




28 


.22 


.17 


.11 


.06 


2.02 


15 










20 


.60 


.:: 


.--: 


.37 


.3! 


.22 


.15 


.55 


2.70 


20 










25 


.73 


.53 


.56 


.47 


.37 


.25 


.19 


.22 


3.37 


25 










20 


.90 


.79 


.67 


.3: 


.45 


34 


.25 


.11 


4.05 


30 










35 


1.05 


.:•: 


.-;• 


.33 


32 


.32 


.26 


.12 


..72 


35 










40 


1.20 


1.05 


.;: 


.75 


.60 


.43 


.3; 


.15 


5.40 


40 










45 


1.35 


1.18 


1.01 


.54 


.67 


.51 


M 


.17 


6.07 


45 










50 


1.50 


131 


1.12 


.94 


.75 


.56 


.3 5 


.22 


5 .75 


50 










60 


1.80 


137 


1.35 


1.13 


.90 


.67 


.-.I 


.23 


8.10 


60 










70 


2.10 


1.54 


137 


1.31 


1.05 


.72 


.53 


.26 


z-.^Z 


70 










75 


:.:: 


1.97 


1.69 


1.41 


1.12 


.54 


.35 


.25 


10.12 


75 










80 


:.-=: 


2.10 


:.5: 


1.50 


1.20 


.90 


.60 


.30 


23.55 


SO 










90 


2.70 


2.36 


:.;: 


1.69 


135 


1.01 


.zz 


.3, 


12.15 


90 










100 


3.00 


2.62 


: .:: 


1.88 


130 


1.12 


"3 


.3 5 


13.50 


100 










125 


3 75 


5.22 


2.81 


2 :, 


1.87 


1.41 


-. 


.47 


13.57 


125 










150 


4.3-: 


3m 


3.35 


2.51 


2.25 


1.69 


1.12 


.56 


20.25 


150 










175 


m: 


439 


3.94 


3.25 


2.62 


1.97 


1.31 


.zz 


23.62 


175 










200 


6.00 


: 25 


430 


3.75 


3.00 


2 _ T 


1.50 


.75 


27.00 


200 










225 


" 


5.91 


5.06 


i :: 


337 


2.53 


1.69 


.84 


3037 


225 










250 


7.3: 


6.56 


5.63 


4.69 


1.75 


2.81 


1.87 


.2. 


33.75 


230 










275 


8.25 


-.:: 


6.19 


5.16 


i :: 


3.09 


2.06 


1.03 


: _ 12 


275 










zo: 


9.00 


7. 57 


5 _ : 


5.63 


4.3. 


337 


2.25 


2.12 


40.50 


300 







38 



INTEREST AT THREE PERCENT (3%) PER MONTH ON LOANS OF $10 TO 
$300 PAYABLE IN TEN (10) EQUAL MONTHLY INSTALMENTS 





4-> 






MONTH 










+-> 






d 




















a 






3 

2 




















o 
































< 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


Total 


< 






$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 






10 


.30 


.27 


.24 


.21 


.18 


.15 


.12 


.09 


.06 


.03 


1.65 


10 






15 


.45 


.40 


.36 


.32 


.27 


.23 


.18 


.13 


.09 


.05 


2.48 


15 






20 


.60 


.54 


.48 


.42 


.36 


.30 


.24 


.18 


.12 


.06 


3.30 


20 






25 


.75 


.67 


.60 


.53 


.45 


.37 


.30 


.23 


.15 


.08 


4.13 


25 






30 


.90 


.81 


.72 


.63 


.54 


.45 


.36 


.27 


.18 


.09 


4.95 


30 






35 


1.05 


.94 


.84 


.74 


.63 


.53 


.42 


.31 


.21 


.11 


5.78 


35 






40 


1.20 


1.08 


.96 


.84 


.72 


.60 


.48 


.36 


.24 


.12 


6.60 


40 






45 


1.35 


1.22 


1.08 


.94 


.81 


.68 


.54 


.40 


.27 


.14 


7.43 


45 






50 


1.50 


1.35 


1.20 


1.05 


.90 


.75 


.60 


.45 


.30 


.15 


8.25 


50 






60 


1.80 


1.62 


1.44 


1.26 


1.08 


.90 


.72 


.54 


.36 


.18 


9.90 


60 






70 


2.10 


1.89 


1.68 


1.47 


1.26 


1.05 


.84 


.63 


.42 


.21 


11.55 


70 






75 


2.25 


2.02 


1.80 


1.58 


1.35 


1.12 


.90 


.68 


.45 


.23 


12.38 


75 






80 


2.40 


2.16 


1.92 


1.68 


1.44 


1.20 


.96 


.72 


.48 


.24 


13.20 


80 






90 


2.70 


2.43 


2.16 


1.89 


1.62 


1.35 


1.08 


.81 


.54 


.27 


14.85 


90 






100 


3.00 


2.70 


2.40 


2.10 


1.80 


1.50 


1.20 


.90 


.60 


.30 


16.50 


100 






125 


3.75 


3.38 


3.00 


2.62 


2.25 


1.87 


1.50 


1.13 


.75 


.38 


20.63 


125 






150 


4.50 


4.05 


3.60 


3.15 


2.70 


2.25 


1.80 


1.35 


.90 


.45 


24.75 


150 






175 


5.25 


4.72 


4.20 


3.68 


3.15 


2.62 


2.10 


1.58 


1.05 


.53 


28.88 


175 






200 


6.00 


5.40 


4.80 


4.20 


3.60 


3.00 


2.40 


1.80 


1.20 


.60 


33.00 


200 






225 


6.75 


6.07 


5.40 


4.73 


4.05 


3.37 


2.70 


2.03 


1.35 


.68 


37.13 


225 






253 


7.50 


6.75 


6.00 


5.25 


4.50 


3.75 


3.00 


2.25 


1.50 


.75 


41.25 


250 






275 


8.25 


7.43 


6.60 


5.77 


4.95 


4.12 


3.30 


2.48 


1.65 


.83 


45.38 


275 






300 


9.00 


8.10 


7.20 


6.30 


5.40 


4.50 


3.60 


2.70 


1.80 


.90 


49.50 


300 





39 



INTEREST AT THREE PERCENT (3%) PER MONTH ON LOANS OF $(0 TO 
$300 PAYABLE IN TWELVE (12) EQUAL MONTHLY INSTALMENTS 



-t-J 






MONTH 












3 
o - 

s 




















S 

s 


























< 
$ 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


Total 


< 
$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


10 


.30 


.28 


.25 


.22 


.20 


.17 


.15 


.12 


.10 


.08 


.05 


.03 


1.95 


10 


15 


.45 


.41 


.37 


.34 


.30 


.26 


.23 


.19 


.15 


.11 


.08 


.04 


2.93 


15 


20 


.60 


.55 


.50 


.45 


.40 


.35 


.30 


.25 


.20 


.15 


.10 


.05 


3.90 


20 


25 


.75 


.69 


.62 


.56 


.50 


.44 


.38 


.31 


.25 


.19 


.13 


.06 


4.88 


25 


30 


.90 


.82 


.75 


.68 


.60 


.52 


.45 


.38 


.30 


.22 


.15 


.08 


5.85 


30 


35 


1.05 


.96 


.87 


.79 


.70 


.61 


.53 


.44 


.35 


.26 


.18 


.09 


6.83 


35 


40 


1.20 


1.10 


1.00 


.90 


.80 


.70 


.60 


.50 


.40 


.30 


.20 


.10 


7.80 


40 


45 


1.35 


1.24 


1.13 


1.01 


.90 


.79 


.67 


.56 


.45 


.34 


.23 


.11 


8.78 


45 


50 


1.50 


1.37 


1.25 


1.12 


1.00 


.88 


.75 


.63 


.50 


.37 


.25 


.13 


9.75 


50 


60 


1.80 


1.65 


1.50 


1.35 


1.20 


1.05 


.90 


.75 


.60 


.45 


.30 


.15 


11.70 


60 


70 


2.10 


1.92 


1.75 


1.58 


1.40 


1.22 


1.05 


.88 


.70 


.52 


.35 


.18 


13.65 


70 


75 


2.25 


2.06 


1.87 


1.69 


1.50 


1.31 


1.13 


.94 


.75 


.56 


.38 


.19 


14.63 


75 


80 


2.40 


2.20 


2.00 


1.80 


1.60 


1.40 


1.20 


1.00 


.80 


.60 


.40 


.20 


15.60 


80 


90 


2.70 


2.47 


2.25 


2.02 


1.80 


1.58 


1.35 


1.13 


.90 


.68 


.45 


.22 


17.55 


90 


100 


3.00 


2.75 


2.50 


2.25 


2.00 


1.75 


1.50 


1.25 


1.00 


.75 


.50 


.25 


19.50 


100 


125 


3.75 


3.43 


3.13 


2.81 


2.50 


2.19 


1.88 


1.56 


1.25 


.94 


.63 


.31 


24.38 


125 


150 


4.50 


4.12 


3.75 


3.38 


3.00 


2.63 


2.25 


1.88 


1.50 


1.12 


.75 


.37 


29.25 


150 


175 


5.25 


4.81 


4.37 


3.94 


3.50 


3.06 


2.63 


2.19 


1.75 


1.31 


.88 


.44 


34.13 


175 


200 


6.00 


5.50 


5.00 


4.50 


4.00 


3.50 


3.00 


2.50 


2.00 


1.50 


1.00 


.50 


39.00 


200 


225 


6.75 


6.19 


5.62 


5.06 


4.50 


3.94 


3.38 


2.81 


2.25 


1.69 


1.13 


.56 


43.88 


225 


250 


7.50 


6.87 


6.25 


5.63 


5.00 


4.37 


3.75 


3.13 


2.50 


1.88 


1.25 


.62 


48.75 


250 


275 


8.25 


7.56 


6.87 


6.19 


5.50 


4.81 


4.13 


3.44 


2.75 


2.06 


1.38 


.69 


53.63 


275 


300 


9.00 


8.25 


7.50 


6.75 


6.00 


5.25 


4.50 


3.75 


3.00 


2.25 


1.50 


.75 


58.50 


300 



40 



INTEREST AT THREE AND ONE-HALF PERCENT (3^%) PER MONTH ON 
AMOUNTS OF 50 CENTS TO $10 FOR i TO 30 DAYS 





INTEREST ON 




Q 


$0.50 


$1 


$2 


$3 


$4 


$5 


$6 


$7 


$8 


$9 


$10 


Q 


1 


$ 
.CO 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.00 


$ 
.01 


$ 
.01 


$ 
.01 


$ 
.01 


$ 
.01 


$ 
.01 


1 


2 


.00 


.00 


.00 


.01 


.01 


.01 


.01 


.02 


.02 


.02 


.02 


2 


3 


.00 


.00 


.01 


.01 


.01 


.02 


.02 


.02 


.03 


.03 


.04 


3 


4 


.00 


.00 


.01 


.01 


.02 


.02 


.03 


.03 


.04 


.04 


.05 


4 


5 


.00 


.01 


.01 


.02 


.02 


.03 


.04 


.04 


.05 


.05 


.06 


5 


6 


.00 


.01 


.01 


.02 


.03 


.04 


.04 


.05 


.06 


.06 


.07 


6 


7 


.00 


.01 


.02 


.02 


.03 


.04 


.05 


.06 


.07 


.07 


.08 


7 


8 


.00 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.07 


.08 


.09 


8 


9 


.01 


.01 


.02 


.03 


.04 


.05 


.06 


.07 


.08 


.09 


.11 


9 


10 


.01 


.01 


.02 


.04 


.05 


.06 


.07 


.08 


.09 


.11 


.12 


10 


11 


.01 


.01 


.03 


.04 


.05 


.06 


.08 


.09 


.10 


.12 


.13 


11 


12 


.01 


.01 


.03 


.04 


.06 


.07 


.08 


.10 


.11 


.13 


.14 


12 


13 


.01 


.02 


.03 


.05 


.06 


.08 


.09 


.11 


.12 


.14 


.15 


13 


14 


.01 


.02 


.03 


.05 


.07 


.08 


.10 


.11 


.13 


.15 


.16 


14 


15 


.01 


.02 


.04 


.05 


.07 


.09 


.11 


.12 


.14 


.16 


.18 


15 


16 


.01 


.02 


.04 


.06 


.07 


.09 


.11 


.13 


.15 


.17 


.19 


16 


17 


.01 


.02 


.04 


.06 


.08 


.10 


.12 


.14 


.16 


.18 


.20 


17 


18 


.01 


.02 


.04 


.06 


.08 


.11 


.13 


.15 


.17 


.19 


.21 


18 


19 


.01 


.02 


.04 


.07 


.09 


.11 


.13 


.16 


.18 


.20 


.22 


19 


20 


.01 


.02 


.05 


.07 


.09 


.12 


.14 


.16 


' .19 


.21 


.23 


20 


21 


.01 


.02 


.05 


.07 


.10 


.12 


.15 


.17 


.20 


.22 


.25 


21 


22 


.01 


.03 


.05 


.08 


.10 


.13 


.15 


.18 


.21 


.23 


.26 


22 


23 


.01 


.03 


.05 


.08 


.11 


.13 


.16 


.19 


.21 


.24 


.27 


23 


24 


.01 


.03 


.06 


.08 


.11 


.14 


.17 


.20 


.22 


.25 


.28 


24 


25 


.01 


.03 


.06 


.09 


.12 


.15 


.18 


.20 


.23 


.26 


.29 


25 


26 


.02 


.03 


.06 


.09 


.12 


.15 


.18 


.21 


.24 


.27 


.30 


26 


27 


.02 


.03 


.06 


.09 


.13 


.16 


.19 


.22 


.25 


.28 


.32 


27 


28 


.02 


.03 


.07 


.10 


.13 


.16 


.20 


.23 


.26 


.29 


.33 


28 


29 


.02 


.03 


.07 


.10 


.14 


.17 


.20 


.24 


.27 


.30 


.34 


29 


30 


.02 


.04 


.07 


.11 


.14 


.18 


.21 


.25 


.28 


.32 


.35 


30 



41 



INTEREST AT THREE AND ONE-HALF PERCENT (3%%) PER MONTH ON 
AMOUNTS OF $15 TO $75 FOR I TO 30 DAYS 





INTEREST ON 


CO 




























Q 


$15 


$20 


$25 

i 


$30 


$35 


$40 


$45 


$50 


$55 


$60 


$65 


$70 


$75 


& 


1 


s 

.02 


S 

.02 


1 

$ 
.03 


s 

.04 


$ 
.04 


$ 
.05 


% 
.05 


$ 
.06 


$ 
.06 


$ 
.07 


$ 
.08 


$ 
.08 


$ 
.09 


1 


2 


.04 


.05 


.06 


.07 


.08 


.09 


.11 


.12 


.13 


.14 


.15 


.16 


.18 


2 


3 


.05 


.07 


.09 


.11 


.12 


.14 


.16 


.18 


.19 


.21 


.23 


.25 


.26 


3 


4 


.07 


.09 


.12 


.14 


.16 


.19 


.21 


.23 


.26 


.28 


.30 


.33 


.35 


4 


5 


.09 


.12 


.15 


.18 


.20 


.23 


.26 


.29 


.32 


.35 


.38 


.41 


.44 


5 


6 


.11 


.14 


.18 


.21 


.25 


.28 


.32 


.35 


.39 


.42 


.46 


.49 


.53 


6 


7 


.12 


.16 


.20 


.25 


.29 


.33 


.37 


.41 


.45 


.49 


.53 


.57 


.61 


7 


8 


.14 


.19 


.23 


.28 


.33 


.37 


.42 


..47 


.51 


.56 


.61 


.65 


.70 


8 


9 


.16 


.21 


.26 


.32 


.37 


.42 


.47 


.53 


.58 


.63 


.68 


.74 


.79 


9 


10 


.18 


.23 


.29 


.35 


.41 


.47 


.53 


.58 


.64 


.70 


.76 


.82 


.88 


10 


11 


.19 


.26 


.32 


.39 


.45 


.51 


.58 


.64 


.71 


.77 


.83 


.90 


.96 


11 


12 


.21 


.28 


.35 


.42 


.49 


.56 


.63 


.70 


.77 


.84 


.91 


.98 


1.05 


12 


13 


.23 


.30 


.33 


.46 


.53 


.61 


.68 


.76 


.83 


.91 


.99 


1.06 


1.14 


13 


14 


.25 


.33 


.41 


.49 


.57 


.65 


.74 


.82 


.90 


.98 


1.06 


1.14 


1.23 


14 


15 


.25 


.35 


.44 


.53 


.61 


.70 


.79 


.88 


.95 


1.05 


1.14 


1.23 


1.31 


15 


16 


.28 


.37 


.47 


.56 


.65 


.75 


.84 


.93 


1.03 


1.12 


1.21 


1.31 


1.40 


16 


17 


.30 


.40 


.50 


.60 


.69 


.79 


.89 


.99 


1.09 


1.19 


1.29 


1.39 


1.49 


17 


18 


.32 


.42 


.53 


.63 


.74 


.84 


.95 


1.05 


1.16 


1.26 


1.37 


1.47 


1.58 


18 


19 


.33 


.44 


.55 


.67 


.78 


.89 


1.00 


1.11 


1.22 


1.33 


1.44 


1.55 


1.66 


19 


20 


.35 


.47 


.58 


.70 


.82 


.93 


1.C5 


1.17 


1.28 


1.40 


1.52 


1.63 


1.75 


20 


21 


.37 


.49 


.61 


.74 


.86 


.93 


1.10 


1.23 


1.35 


1.47 


1.59 


1.72 


1.84 


21 


22 


.39 


.51 


.64 


.77 


.90 


1.03 


1.16 


1.28 


1.41 


1.54 


1.67 


1.80 


1.93 


22 


23 


.40 


.54 


.67 


.81 


.94 


1.07 


1.21 


1.34 


1.48 


1.61 


1.74 


1.88 


2.01 


23 


24 


.42 


.56 


.70 


.84 


.98 


1.12 


1.26 


1.40 


1.54 


1.68 


1.82 


1.96 


2.10 


24 


25 


.44 


.58 


.73 


.88 


1.02 


1.17 


1.31 


1.46 


1.60 


1.75 


1.90 


2.04 


2.19 


25 


26 


.46 


.61 


.76 


.91 


1.06 


1.21 


1.37 


1.52 


1.67 


1.82 


1.97 


2.12 


2.28 


26 


27 


.47 


.63 


.79 


.95 


1.10 


1.26 


1.42 


1.58 


1.73 


1.89 


2.05 


2.21 


2.36 


27 


28 


.49 


.65 


.82 


.98 


1.14 


1.31 


1.47 


1.63 


1.80 


1.96 


2.12 


2.29 


2.45 


28 


29 


.51 


.68 


.85 


1.02 


1.18 


1.35 


1.52 


1.69 


1.86 


2.03 


2.20 


2.37 


2.54 


29 


30 


.53 


.70 


.88 


1.05 


1.23 


1.40 


1.58 


1.75 


1.93 


2.10 


2.28 


2.45 


2.63 


30 



42 



INTEREST AT THREE AND ONE-HALF PERCENT (3^%) PER MONTH ON 
AMOUNTS OF $80 TO $300 FOR I TO 30 DAYS 



>> 
Q 

1 


INTEREST ON 


>> 

Q 


$80 


$85 


$90 


$95 


$100 


$125 


$150 


$175 


$200 


$225 


$250 


$275 


$300 


$ 
.09 


$ 
.10 


$ 
.11 


$ 
.11 


$ 
.12 


$ 
.15 


$ 
.18 


$ 
.20 


$ 
.23 


$ 
.26 


$ 
.29 


$ 
.32 


.35 


1 


2 


.19 


.20 


.21 


.22 


.23 


.29 


.35 


.41 


.47 


.53 


.58 


.64 


.70 


2 


3 


.28 


.30 


.32 


.33 


.35 


.44 


.53 


.61 


.70 


.79 


.88 


.96 


1.05 


3 


4 


.37 


.40 


.42 


.44 


.47 


.58 


.70 


.82 


.93 


1.05 


1.17 


1.28 


1.40 


4 


5 


.47 


.50 


.53 


.55 


.58 


.73 


.88 


1.02 


1.17 


1.31 


1.46 


1.60 


1.75 


5 


6 


.56 


.60 


.63 


.67 


.70 


.88 


1.05 


1.23 


1.40 


1.58 


1.75 


1.93 


2.10 


6 


7 


.65 


.69 


.74 


.78 


.82 


1.02 


1.23 


1.43 


1.63 


1.84 


2.04 


2.25 


2.45 


7 


8 


.75 


.79 


.84 


.89 


.93 


1.17 


1.40 


1.63 


1.87 


2.10 


2.33 


2.57 


2.80 


8 


9 


.84 


.89 


.95 


1.00 


1.05 


1.31 


1.58 


1.84 


2.10 


2.36 


2.63 


2.89 


3.15 


9 


10 


.93 


.99 


1.05 


1.11 


1.17 


1.46 


1.75 


2.04 


2.33 


2.63 


2.92 


3.21 


3.50 


10 


11 


1.03 


1.09 


1.16 


1.22 


1.28 


1.60 


1.93 


2.25 


2.57 


2.89 


3.21 


3.53 


3.85 


11 


12 


1.12 


1.19 


1.26 


1.33 


1.40 


1.75 


2.10 


2.45 


2.80 


3.15 


3.50 


3.85 


4.20 


12 


13 


1.21 


1.29 


1.37 


1.44 


1.52 


1.90 


2.28 


2.65 


3.03 


3.41 


3.79 


4.17 


4.55 


13 


14 


1.31 


1.39 


1.47 


1.55 


1.63 


2.04 


2.45 


2.86 


3.27 


3.68 


4.08 


4.49 


4.90 


14 


15 


1.40 


1.49 


1.58 


1.66 


1.75 


2.19 


2.63 


3.06 


3.50 


3.94 


4.38 


4.81 


5.25 


15 


16 


1.49 


1.59 


1.68 


1.77 


1.87 


2.33 


2.80 


3.27 


3.73 


4.20 


4.67 


5.13 


5.60 


16 


17 


1.59 


1.69 


1.79 


1.88 


1.98 


2.48 


2.98 


3.47 


3.97 


4.46 


4.96 


5.45 


5.95 


17 


18 


1.68 


1.79 


1.89 


2.00 


2.10 


2.63 


3.15 


3.68 


4.20 


4.73 


5.25 


5.78 


6.30 


18 


19 


1.77 


1.88 


2.00 


2.11 


2.22 


2.77 


3.33 


3.88 


4.43 


4.99 


5.54 


6.10 


6.65 


19 


20 


1.87 


1.98 


2.10 


2.22 


2.33 


2.92 


3.50 


4.08 


4.67 


5.25 


5.83 


6.42 


7.00 


20 


21 


1.96 


2.08 


2.21 


2.33 


2.45 


3.05 


3.68 


4.29 


4.90 


5.51 


6.13 


6.74 


7.35 


21 


22 


2.05 


2.18 


2.31 


2.44 


2.57 


3.21 


3.85 


4.49 


5.13 


5.78 


6.42 


7.06 


7.70 


22 


23 


2.15 


2.28 


2.42 


2.55 


2.68 


3.35 


4.03 


4.70 


5.37 


6.04 


6.71 


7.38 


8.05 


23 


24 


2.24 


2.38 


2.52 


2.6S 


2.80 


3.50 


4.20 


4.90 


5.60 


6.30 


7.00 


7.70 


8.40 


24 


25 


2.33 


2.48 


2.63 


2.77 


2.92 


3.65 


4.38 


5.10 


5.83 


6.56 


7.29 


8.02 


8.75 


25 


26 


2.43 


2.58 


2.73 


2.88 


3.03 


3.79 


4.55 


5.31 


6.07 


6.83 


7.58 


8.34 


9.10 


26 


27 


2.52 


2.68 


2.84 


2.99 


3.15 


3.94 


4.73 


5.51 


6.30 


7.09 


7.88 


8.66 


9.45 


27 


28 


2.61 


2.78 


2.94 


3.10 


3.27 


4.08 


4.90 


5.72 


6.53 


7.35 


8.17 


8.98 


9.80 


28 


29 


2.71 


2.88 


3.05 


3.21 


3.38 


4.23 


5.08 


5.92 


6.77 


7.61 


8.46 


9.30 


10.15 


29 


30 


2.80 


2.98 


3.15 


3.33 


3.50 


4.38 


5.25 


6.13 


7.00 


7.88 


8.75 


9.63 


10.50 


30 



43 



INTEREST AT THREE AND ONE-HALF PERCENT (3H%) PER MONTH ON 
LOANS OF $10 TO $300 PAYABLE IN FOUR (4) EQUAL MONTHLY INSTALMENTS 





O 


MONTH 


o 






































£ 

< 

s 

10 


1 


2 


3 


4 


Total 


£ 
< 


















$ 
.35 


$ 
.26 


$ 
.18 


$ 
.09 


$ 

.88 


$ 
10 


















15 


.53 


.39 


.26 


.13 


1.31 


15 


















20 


.70 


.52 


.35 


.18 


1.75 


20 


















25 


.87 


.66 


.44 


.22 


2.19 


25 


















30 


1.05 


.79 


.53 


.26 


2.63 


30 


















35 


1.22 


.92 


.61 


.31 


3.06 


35 


















40 


1.40 


1.05 


.70 


.35 


3.50 


40 


















45 


1.58 


1.18 


.79 


.39 


3.94 


45 


















50 


1.75 


1.31 


.88 


.44 


4.38 


50 


















60 


2.10 


1.57 


1.05 


.53 


5.25 


60 


















70 


2.45 


1.84 


1.23 


.61 


6.13 


70 


















75 


2.62 


1.97 


1.31 


.66 


6.56 


75 


















80 


2.80 


2.10 


1.40 


.70 


7.00 


80 


















90 


3.15 


2.36 


1.58 


.79 


7.88 


90 


















100 


3.50 


2.62 


1.75 


.88 


8.75 


100 


















125 


4.38 


3.28 


2.19 


1.09 


10.94 


125 


















150 


5.25 


3.94 


2.63 


1.31 


13.13 


150 


















175 


6.13 


4.59 


3.C6 


1.53 


15.31 


175 


















200 


7.00 


5.25 


3.50 


1.75 


17.50 


200 


















225 


7.87 


5.91 


3.94 


1.97 


19.69 


225 


















250 


8.75 


6.56 


4.38 


2.19 


21.88 


250 


















275 


9.62 


7.22 


4.81 


2.41 


24.06 


275 


















300 


10.50 


7.87 


5.25 


2.63 


26.25 


300 











44 



INTEREST AT THREE 
LOANS OF $10 TO $300 



AND ONE-HALF PERCENT (ZV 2 %) PER MONTH ON 
PAYABLE IN SIX (6) EQUAL MONTHLY INSTALMENTS 









MONTH 






-M 






c 










d 






S 










3 
o 










i 




















B 
< 


1 


2 


3 


4 


5 


6 


Total 


a 

< 










$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 














10 


.35 


.29 


.23 


.17 


.12 


.06 


1.22 


10 














15 


.52 


.44 


.35 


.26 


.18 


.09 


1.84 


15 














20 


.70 


.58 


.47 


.35 


.23 


.12 


2.45 


20 














25 


.87 


.73 


.58 


.44 


.29 


.15 


3.06 


25 














30 


1.05 


.87 


.70 


.53 


.35 


.18 


3.68 


30 














35 


1.23 


1.02 


.82 


.61 


.41 


.20 


4.29 


35 














40 


1.40 


1.17 


.93 


.70 


.47 


.23 


4.90 


40 














45 


1.58 


1.31 


1.05 


.79 


.52 


.26 


5.51 


45 














50 


1.75 


1.46 


1.17 


.87 


.58 


.29 


6.12 


50 














60 


2.10 


1.75 


1.40 


1.05 


.70 


.35 


7.35 


60 














70 


2.45 


2.04 


1.63 


1.22 


.82 


.41 


8.57 


70 














75 


2.62 


2.19 


1.75 


1.31 


.88 


.44 


9.19 


75 














80 


2.80 


2.33 


1.87 


1.40 


.93 


.47 


9.80 


80 














90 


3.15 


2.63 


2.10 


1.58 


1.05 


.52 


11.03 


90 














100 


3.50 


2.92 


2.33 


1.75 


1.17 


.58 


12.25 


100 














125 


4.37 


3.64 


2.92 


2.19 


1.46 


.73 


15.31 


125 














150 


5.25 


4.37 


3.50 


2.63 


1.75 


.88 


18.38 


150 














175 


6.13 


5.11 


4.08 


3.06 


2.04 


1.02 


21.44 


175 














200 


7.00 


5.83 


4.67 


3.50 


2.33 


1.17 


24.50 


200 














225 


7.87 


6.56 


5.25 


3.94 


2.63 


1.31 


27.56 


225 














250 


8.75 


7.29 


5.83 


4.38 


2.92 


1.46 


30.63 


250 














275 


9.63 


8.02 


6.42 


4.81 


3.21 


1.60 


33.69 


275 














300 


10.50 


8.75 


7.00 


5.25 


3.50 


1.75 


36.75 


300 









45 



INTEREST AT THREE AND ONE-HALF PERCENT (ZV 2 %) PER MONTH ON 
LOANS OF $10 TO $300 PAYABLE IN EIGHT (8) EQUAL MONTHLY INSTALMENTS 









MONTH 








4-> 






c 
















C 






§ 
















3 

o 
































a 

< 


1 


2 


3 


4 


5 


6 


7 


8 


Total 


a 
< 










$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


s 










10 


.35 


.31 


.26 


.22 


.17 


.13 


.09 


.04 


1.57 


10 










15 


.52 


.46 


.39 


.33 


.26 


.20 


.13 


.07 


2.36 


15 










20 


.70 


.61 


.52 


.44 


.35 


.26 


.18 


.09 


3.15 


20 










25 


.87 


.76 


.65 


.55 


.44 


.33 


.22 


.11 


3.93 


25 










30 


1.05 


.92 


.79 


.65 


.53 


.39 


.26 


.13 


4.72 


30 










35 


1.22 


1.07 


.92 


.77 


.61 


.46 


.31 


.15 


5.51 


35 










40 


1.40 


1.22 


1.05 


.88 


.70 


.52 


.35 


.18 


6.30 


40 










45 


1.57 


1.38 


1.18 


.98 


.79 


.59 


.39 


.20 


7. 08 


45 










50 


1.75 


1.53 


1.31 


1.09 


.87 


.66 


.44 


.22 


7.87 


50 










60 


2.10 


1.84 


1.57 


1.31 


1.05 


.79 


.53 


.26 


9.45 


60 










70 


2.45 


2.14 


1.84 


1.53 


1.22 


.92 


.61 


.31 


11.02 


70 










75 


2.62 


2.30 


1.97 


1.64 


1.31 


.98 


.66 


.33 


11.81 


75 










80 


2.80 


2.45 


2.10 


1.75 


1.40 


1.05 


.70 


.35 


12.60 


80 










90 


3.15 


2.76 


2.36 


1.97 


1.57 


1.18 


.79 


.39 


14.17 


90 










100 


3.50 


3.06 


2.63 


2.19 


1.75 


1.31 


.87 


.44 


15.75 


100 










125 


4.37 


3.83 


3.28 


2.73 


2.19 


1.64 


1.09 


.55 


19.68 


125 










150 


5.25 


4.59 


3.94 


3.28 


2.62 


1.97 


1.31 


.66 


23.62 


150 










175 


6.12 


5.36 


4.59 


3.83 


3.06 


2.30 


1.53 


.77 


27.56 


175 










200 


7.00 


6.12 


5.25 


4.38 


3.50 


2.62 


1.75 


.88 


31.50 


200 










225 


7.87 


6.89 


5.91 


4.92 


3.94 


2.95 


1.97 


.98 


35.43 


225 










250 


8.75 


7.66 


6.56 


5.47 


4.37 


3.28 


2.19 


1.09 


39.37 


250 










275 


9.62 


8.42 


7.22 


6.02 


4.81 


3.61 


2.41 


1.20 


43.31 


275 










300 


10.50 


9.19 


7.87 


6.56 


5.25 


3.94 


2.63 


1.31 


47.25 


300 







46 



INTEREST AT THREE AND ONE-HALF PERCENT (3 



PER MONTH ON 



LOANS OF $10 TO $300 PAYABLE IN TEN (10) EQUAL MONTHLY INSTALMENTS 




■•-> 




MONTH 








+j 







d 
3 

o 

a 

< 

$ 
















d 

o 

< 

$ 





1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


Total 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 




10 


.35 


.31 


.28 


.25 


.21 


.17 


.14 


.11 


.07 


.04 


1.93 


10 






15 


.52 


.47 


.42 


.37 


.32 


.26 


.21 


.16 


.11 


.05 


2.89 


15 






20 


.70 


.63 


.56 


.49 


.42 


.35 


.28 


.21 


.14 


.07 


3.85 


20 






25 


.87 


.79 


.70 


.61 


.52 


.44 


.35 


.26 


.18 


.09 


4.81 


25 


' 




30 


1.05 


.94 


.84 


.74 


.63 


.52 


.42 


.32 , 


.21 


.11 


5.78 


30 






35 


1.22 


1.10 


.98 


.86 


.74 


.61 


.49 


.37 


.25 


.12 


6.74 


35 






40 


1.40 


1.26 


1.12 


.98 


.84 


.70 


.56 


.42 


.28 


.14 


7.70 


40 






45 


1.57 


1.42 


1.26 


1.10 


.94 


.79 


.63 


.47 


.32 


.16 


8.66 


45 






50 


1.75 


1.57 


1.40 


1.23 


1.05 


.87 


.70 


.53 


.35 


.18 


9.63 


50 






60 


2.10 


1.89 


1.68 


1.47 


1.26 


1.05 


.84 


.63 


.42 


.21 


11.55 


60 






70 


2.45 


2.20 


1.96 


1.72 


1.47 


1.22 


.98 


.74 


.49 


.25 


13.48 


70 






75 


2.62 


2.36 


2.10 


1.84 


1.58 


1.31 


1.05 


.79 


.53 


.26 


14.44 


75 






80 


2.80 


2.52 


2.24 


1.96 


1.68 


1.40 


1.12 


.84 


.56 


.28 


15.40 


80 






90 


3.15 


2.83 


2.52 


2.21 


1.89 


1.57 


1.26 


.95 


.63 


.32 


17.33 


90 






100 


3.50 


3.15 


2.80 


2.45 


2.10 


1.75 


1.40 


1.05 


.70 


.35 


19.25 


100 






125 


4.37 


3.94 


3.50 


3.06 


2.62 


2.19 


1.75 


1.31 


.88 


.44 


24.06 


125 






150 


5.25 


4.72 


4.20 


3.68 


3.15 


2.62 


2.10 


1.58 


1.05 


.53 


28.88 


150 






175 


6.12 


5.51 


4.90 


4.29 


3.68 


3.06 


2.45 


1.84 


1.23 


.61 


33.69 


175 






200 


7.00 


6.30 


5.60 


4.90 


4.20 


3.50 


2.80 


2.10 


1.40 


.70 


38.50 


200 






225 


7.87 


7.09 


6.30 


5.51 


4.72 


3.94 


3.15 


2.36 


1.58 


.79 


43.31 


225 






250 


8.75 


7.87 


7.00 


6.13 


5.25 


4.37 


3.50 


2.63 


1.75 


.88 


48.13 


250 






275 


9.63 


8.66 


7.70 


6.74 


5.78 


4.81 


3.85 


2.89 


1.92 


.96 


52.94 


275 






300 


10.50 


9.45 


8.40 


7.35 


6.30 


5.25 


4.20 


3.15 


2.10 


1.05 


57.75 


300 





47 



INTEREST AT THREE AND ONE-HALF PERCENT (3^%) PER MONTH ON 
LOANS OF $10 TO $300 PAYABLE IN TWELVE (12) EQUAL MONTHLY INSTALMENTS 



c 

3 
o 

B 

< 


MONTH 


-M 
C 

8 

6 
<! 

$ 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


Total 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


$ 


S 


$ 


$ 


10 


.35 


.32 


.29 


.26 


.23 


.20 


.18 


.15 


.12 


.08 


.06 


.03 


2.27 


10 


15 


.52 


.48 


.44 


.39 


.35 


.31 


.26 


.22 


.18 


.13 


.09 


.04 


3.41 


15 


20 


.70 


.64 


.58 


.52 


.47 


.41 


.35 


.29 


.23 


.18 


.12 


.06 


4.55 


20 


25 


.87 


.80 


.73 


.66 


.58 


.51 


.44 


.36 


.29 


.22 


.15 


.07 


5.68 


25 


30 


1.05 


.96 


.87 


.79 


.70 


.61 


.53 


.44 


.35 


.26 


.18 


.09 


6.83 


30 


35 


1.23 


1.12 


1.02 


.92 


.82 


.71 


.61 


.51 


.41 


.31 


.20 


.10 


7.96 


35 


40 


1.40 


1.28 


1.17 


1.05 


.93 


.82 


.70 


.58 


.47 


.35 


.23 


.12 


9.10 


40 


45 


1.57 


1.44 


1.31 


1.18 


1.05 


.92 


.79 


.66 


.53 


.39 


.26 


.13 


10.23 


45 


50 


1.75 


1.60 


1.46 


1.31 


1.17 


1.02 


.88 


.72 


.58 


.44 


.29 


.15 


11.37 


50 


60 


2.10 


1.92 


1.75 


1.58 


1.40 


1.22 


1.05 


.88 


.70 


.53 


.35 


.17 


13.65 


60 


70 


2.45 


2.25 


2.04 


1.84 


1.63 


1.43 


1.22 


1.02 


.82 


.61 


.41 


.20 


15.92 


70 


75 


2.62 


2.41 


2.19 


1.97 


1.75 


1.53 


1.31 


1.09 


.87 


.63 


.44 


.22 


17.06 


75 


80 


2.80 


2.57 


2.33 


2.10 


1.87 


1.63 


1.40 


1.17 


.93 


.70 


.47 


.23 


18.20 


80 


90 


3.15 


2.89 


2.62 


2.36 


2.10 


1.84 


1.58 


1.31 


1.05 


.79 


.53 


.26 


20.48 


90 


100 


3.50 


3.21 


2.92 


2.62 


2.33 


2.04 


1.75 


1.46 


1.17 


.88 


.58 


.29 


22.75 


100 


125 


4.38 


4.01 


3.64 


3.28 


2.92 


2.55 


2.19 


1.82 


1.46 


1.09 


.73 


.36 


28.43 


125 


150 


5.25 


4.81 


4.37 


3.94 


3.50 


3.06 


2.63 


2.19 


1.75 


1.31 


.88 


.44 


34.13 


150 


175 


6.13 


5.62 


5.11 


4.59 


4.08 


3.57 


3.06 


2.55 


2.04 


1.53 


1.02 


.51 


39.81 


175 


200 


7.00 


6.42 


5.83 


5.25 


4.67 


4.08 


3.50 


2.92 


2.33 


1.75 


1.17 


.58 


45.50 


200 


225 


7.87 


7.22 


6.56 


5.91 


5.25 


4.59 


3.94 


3.28 


2.62 


1.97 


1.31 


.66 


51.18 


225 


250 


8.75 


8.02 


7.29 


6.56 


5.83 


5.10 


4.37 


3.65 


2.92 


2.19 


1.46 


.73 


56.87 


250 


275 


9.63 


8.82 


8.02 


7.22 


6.42 


5.61 


4.81 


4.01 


3.21 


2.41 


1.60 


.80 


62.56 


275 . 


300 


10.50 


9.62 


8.75 


7.87 


7.00 


6.12 


5.25 


4.38 


3.50 


2.63 


1.75 


.88 


68.25 


500 



48 



ATTENTION is called to the fact that the formulae for determining the annual 
interest and discount rates do not apply when the discount exceeds the rate of 100% 
per annum. Problems of this nature must be worked as interest problems, i.e., 
let X represent the amount received by the borrower and the amount of the charge 
be represented by I. 



Calculation of Interest and Discount 

Formulae for Determining Annual Interest Rate, Amount 

of the Interest Charge, Annual Discount Rate and Amount 

of the Discount Charge on Loans Payable in Equal Periodic 

Instalments Computed on Unpaid Balances 

and Not Compounded* 



EXPLANATION OF TERMS 

z = face value of the note. 

n = number of equal periodic instalment payments. 

m = ratio between one year and the length of the uniform intervals between 
instalment payments. 

12 
If payments are made semi-annually m = — • = 2 

6 



quarterly 


m 


12 
3 


monthly 


m 


12 
= — = 12 
1 


every 4 weeks 


m 


52 

= — - 13 
4 


weekly 


m 


52 
= — = 52 

1 


every 10 days 


m 


360 
= — - 36 
10 



. i = annual interest rate. 

I = amount of the interest charge. 

d = annual discount rate. 

D = amount of the discount charge. 

FORMULAE 

Formulae for Annual Interest Rate: 

21m 2mD d 

x (n + 1) ' x (n + l)-2mD ' 1-d 

Formulae for Amount of Interest Charge: 

x (n + 1) i D x (n + 1) d x (n + 1) 



1 = : 1 = 



2m x(n + l)-2mD 2m (1-d) 



*The author gratefully acknowledges the assistance cf Wm. Sheperdson, C. P. A., in the 
preparation of these formulae. 

49 



CALCULATION OF INTEREST AND DISCOUNT 



Formulae for Annual Discount Rate : 
2Dm 

d = ; d = — 



ml 



x ri - 1 



x ~ - 1 



Formulae for Amount of Discount Char re: 
x (n -f 1) i I x (n 

D = — : D = — 



D 



1 -t-i 
dx(n + l) 



2 m (1 - i 



I n: — x n 



EXPLANATION OF FORMULAE 
To Find the Annual Interest Rate - (i) 
a. When the amount of the interest charge (L is known, i 



21m 



x (n + 1) 

Example: A charge of Sll is mace on a loan of S100, payable in 10 
monthly instalments of S10 each. What is the annual interest rate? 



2 (11) (12) 



264 



100 (10- + 1) 1100 



= .24 or 24^, the annual interest rate. 



Or 



Interest for one month at 24°^ per 









Unpaid balance 


annum or 2 r - .- per 


month 


First month .... S1(X> 


$2.00 




Second month . 






90 


1.S0 




Third month 






SO 


1.60 




Fourth month . 






70 


1.40 




Fifth month 






60 


1.20 




Sixth month 






50 


1.00 




Seventh month 






40 


.80 




Eighth month . 






30 


.60 




Ninth month . 






20 


.40 




Tenth month 






10 


.20 




Total .... 


. . . Sll. 00 


2mD 




















x(n- 


rl)-2mD 



Example: A charge of S8 is deducted in advance on a loan of S100 
payable in oO weekly instalments of $2 each. What is the annual interest 
rate? 



100 (50 + 1) - 2 (52) (8) 

Or by arithmetical method: 

The amount borrowed i= 

S100 for one week 
98 « « « 

96 « « « 

etc. 

o c m u 

n u u a 

A ii U U 



832 

4268 



,1949 or 19J£%, annual interest rate. 



: S2550 for one week, equivalent to S49.04 for one year 

Amount of the discount charge 8.00 

Equivalent of the amount received . . .$41.04 

The amount of the discount charge ($&') divided by the equivalent of 
the amount received (341.04; = .1949 or 19} 2 '. o the annual interest rate. 

50 



CALCULATION OF INTEREST AND DISCOUNT 

d 

c. When the annual discount rate (d) is known, i = 

1-d 

Example: If a loan of $100 is discounted at the rate of 6% per annum, 
payable one year from date, what is the annual interest rate? 

.06 .06 

= — = .0638 or 6.38%, annual interest rate. 



1 - .06 .94 

2. To Find the Amount of Interest Charge - (I) 

x (n + 1) i 

a. When the annual interest rate (i) is known, I = 

2m 

Example: What is the amount of the interest charge on a loan of $100 
payable in 4 instalments of $25 each, monthly, with interest at 36% per 
annum computed on unpaid monthly balances? 

100(4 + 1) (.36) 180 

I = = — - = $7.50, the amount of the interest charge. 

2 (12) 24 

D x (n + 1) 
b. When the amount of the discount charge (D) is known, I 



x (n + 1) - 2 m D 

Example: A charge of $6 is deducted in advance on a loan of $100 
payable in 50 weekly instalments of $2 each. What is the amount of the 
interest charge computed on unpaid weekly balances? 

6 (100) (50 + 1) 30600 

$6,836, the amount of the 



100 (50 + 1) - 2 (52) (6) 4476 interest charge. 

dx(n + 1) 
c. When the annual discount rate (d) is known, I 



2 m (1 - d) 



Example: If a loan of $100 is discounted at the rate of 6% per annum, 
payable one year from date, what is the amount of the interest charge? 

.06 (100) (1 + 1) 12 

I = — = = $6.38, amount of interest charge. 

2 (1) (1 - .06) 1.88 



3. To Find the Annual Discount Rate - (d) 

2Dm 

a. When the amount of the discount charge (D) is known, d = 



x (n + 1) 

Example: A charge of $6 is deducted in advance on a loan of $100 
payable in 50 weekly instalments of $2 each. What is the annual discount 
rate? " 

2 (6) (52) 624 

d = = = .1223 or 12.23%, the annual discount rate. 

100(50+1) 5100 

2ml 

b. When the amount of the interest charge (I) is known, d 



x(n + l) + 2ml 



Example: An interest charge of $11 is made on a loan of $100 payable 
in 10 monthly instalments of $10 each. What is the discount rate? 

2 (12) (11) 264 

= .1935 or 19.35%, the annual 



100 (10 + 1) + 2 (12) (11) 1364 discount rate. 

51 



CALCULATION OF INTEREST AND DISCOUNT 



c. When the annual interest rate (i) is known, d 



1 +i 

Example: A loan of $100 is made for one year with interest at the rate 
of 36% per annum. What is the discount rate? 

.36 

d = ■ = .265 or 26.5%, the annual discount rate. 

1 + .36 

4. To Find the Amount of the Discount Charge - (D) 

x(n + l)i 
a. When the annual interest rate (i) is known, D 



2 m (1 + i) 

Example: What is the amount of the discount charge on a loan of $100 
payable in 10 equal monthly instalments at an interest rate of 24% per 
annum? 

100 (10 + 1) (.24) 264 

D = = = $8.87, the amount of the discount 

2(12) (1 + .24) 29.76 charge. 

I x (n + 1) 

b. When amount of interest charge (I) is known, D = 

2 I m + x (n + 1) 

Example: What is the amount of the discount charge on a loan of $100 
payable in 10 monthly instalments, producing an interest charge of $11? 

11 (100) (11) 12100 

D = = =$8.87, the amount of the discount 

2 (11) (12) + 100 (11) 1364 charge. 

d x (n + 1) 

c. When the annual discount rate (d) is known, D = 

2m 

Example: A loan of $100 payable in 50 weekly instalments of $2 each 
is discounted at the rate of 12.23% per annum. What is the amount of 
the discount charge? 

.1223 (100) (50 + 1) 623.73 

D = = = $6, the amount of the dis- 

2 (52) 104 count charge. 



52 



LIBRARY OF CONGRESS 



021 051 009 6 




